John Marshall Bank is working in
the areas of Montgomery County, District of Columbia, Northern Virginia, and
Maryland. John Marshall Bank is working as small bank that deals in the highly
risky market as lending solutions, checking and deposit services, business
credit cards, cash management business has risk factors that can influence the performance
of the bank in many ways. Similarly changes in the currency rates and exchange
rate also have impact on the banks business. Considering all these in mind we
can conclude that major risk factors associated with the financial institutes
as banks are credit risk, market risk, off-balance sheet risk, foreign exchange
risk, insolvency risk, liquidity risk, and interest risk. In this paper we will
discuss all these kinds of risks in detail to present the financial condition
and risk management performance of the John Marshall Bank.