As a financial
institute, operations of the banks includes deposits and with-drawl of money,
buying and selling of derivatives and securities. Regardless of all these there
are also some risk factors associated with the internal policies and operations
of the bank as off-balance sheet risk or liquidity risk. Increase or decrease
in the interest rate on the loan offered by bank causes big changes in the
overall financial position. According to the analysis we can conclude that John
Marshall Bank is performing well in the market through their effective
strategies for risk management as financial position of the bank was strong and
there was limited risk available to the bank.