The professional example of the response to Luke’s Email

Dear Luke,

            It is important for you to know that the largest and most prominent aid provided for students is federal government. There are different types of financial aids which are provided by the federal government for college studies. The first type is grants, and there are many grants available for college students such as Pell Grants, Federal Supplemental Educational Opportunity Grants etc. It is important to mention that grants are not to be paid back by students. The other financial aid is loans provided by the federal government. The college students can avail two types of loans from federal government including subsidized loans and unsubsidized loans. The specialized students’ loans are also there such as PLUS loans and Perkins Loans.

            The third major financial aid by federal government is work study program. These are actually on campus jobs, which are funded by federal governments, and students can earn money while studying. So, it was first important for you to know that what kind of federal aids are available. Now, keeping your situation in view that you are worried about paying the financial expenses of Diane’s future college, it means that you are in need of financial aid, so you are certainly eligible for federal financial aid. You can look to apply for Pell Grants and if you can demonstrate exceptional financial needs, then you can go for Federal Supplemental Educational Opportunity Grants.

            In case, the grants are not given to you, then you can avail the option of federal loans. You can apply for subsidized loans, as the interest rate for this loan is paid by US Department of Education, during studies, and after completing graduation, Diane can get six month grace period to pay back the loan. If you think that paying back loans would be difficult thing, then last available option is to avail federal aid in terms of work study program. This work study program is available for students to earn money, while studying in college. If Diane gets picked for this program, then on campus federally funded job would be provided to Diane so Diane can earn money and bear the college expenses.

            Moreover, you need to keep in mind that other than federal aid, there are few others resources as well like state aid, institutional aid, scholarships, and private loans. You can explore these options according to your convenience. If you want to ensure that you must get a federal financial aid other than loans, and then make sure that you apply for the grants in time, and do provide necessary details to demonstrate that you have enough financial needs to pay for Diane’s college. Make sure that all necessary details and documents are well prepared before applying for any federal financial aid as any misinformation or missing information may reject your application.

Sincerely,

ABC