Kim Krushell is
the president a well reputed organization which is associated with startup
business. She is financially independent in her life like most of the Other
Canadian women. Her family members struggled a lot because of poor financial
condition and they also got separated due to poor financial condition. She said
that her mother learned a lot after getting divorce from her father because
previously she was not worried about the budget of the house as she would get
money from her father in order to cover the expenses of the house. She learned
that it is important for female members of the society to take risk in order to
become financially independent. It is important to have sufficient amount of
knowledge regarding starting up businesses in order to have a successful
startup business and to become financially independent. She advised women that
they can visit her platform or Organization in their free time in order to learn
regarding starting up new businesses. This will help them to develop startup
businesses and to become financially independent.
Lisa Miller – Women Who Earn Their Own Money
Get Healthier Marriages:
Lisa Miller is
a famous journalist and publisher. She conducted several studies related to
financial independence of women in modern society. She concluded in most of her
studies that women who are able to earn more money are able to get healthier
marriages as compared to those women who are not financially independent. It is
important for female members of the society to become professional in order to
become successful in life. Modern society supports the independence of women
and it also provide them with appropriate authorities and powers. It is
important for young woman to fully utilize the available authorities and powers
in order to become successful in life and to become financially independent.
Lauren Freise –
Be Confident and Deliberate When It comes to Planning out Your Future:
She is a senior
human resources director at RBC. She is one of the most classical examples of
Canadian women living independently and is considered to be one of the most
successful women in professional career. She advised women that they must be
confident towards planning their future and they should plan their future
deliberately. They should have proper planning regarding selection of their
career and their academic education. It is also important for them to have
appropriate knowledge of financial planning in order to have proper plan of
future.
So, we can
easily conclude that financially independent women are important for our modern
society. It is not only important for our society but also for our family at
educated and independent women are able to provide better guidance to their
family members PDF it is important for the modern woman to prove that they can
earn money by their own and they can live independently without remaining under
pressure.
Spending
Money
Utilizing Your Money of Financial
Planning and Stories from Inspiring Women
In the previous chapters, I told you
why you should make and save money. I also said that as a woman, it is crucial
for you to have a financial support for yourself.
Now, this chapter is quite different
from the previous ones.
In this chapter, I’m not going to
advise you to save money for future purposes. In fact, I am going to tell you
to spend money. Yes, it might be surprising but I will explain later on in the
chapter why I am advising you to spend your cash rather than put it in the
locker.
Do you know that overdoing a task
can adversely influence it? We all have had those moments when we try to
memorize something so much that we end up forgetting it. An example can be
taken from a person who studies all the time. At first, she might get exceptional
grades in her class but with the passage of time, her grades will begin to
fall. Simply put, she will not be able to manage the mental burden.
It is as simple as that.
Similarly, overworking on savings
can also be harmful. If you are not careful, you might even lose some of your
money.
Saving money is undoubtedly
important but that doesn’t mean that you have to save all of your money without
spending even a penny for years. If you continue this practice, it will affect
your adversely rather than benefitting you. There might even be a time when you
will be unable to understand what to do.
That is why, this chapter holds
unique importance. One of the most difficult steps in saving money is to
actually begin saving. Most of the people are not able to save because they are
not just ready. Whenever they think about saving it, they end up using it.
Therefore, really saving the money and maintaining the savings both are
important. If you are successful in doing that, you should know that you are
doing great.
If you have been saving money for
months and have saved enough to last for a few months without doing job, it is
time to take and use some of this money. How?
I will tell how to effective use
your money.
Fundamental Necessities of
Financial Planning and Stories from Inspiring Women
We all have some basic and
fundamental necessities which we need to fulfill. Otherwise, it becomes
difficult for us to survive. For instance, one of these necessities is medical
care. We have to admit it that we don’t really care about our health. If it is
difficult for us to make the ends meet, we just stop caring about ourselves. We
stop our medical treatments along with other policies because we are unable to
bear their costs.
However, it is critical for us to
comprehend their importance.
If you have saved sufficient money,
it is time for you to focus on the health of your family and yourself. Other
than just checkups, you should participate in a health insurance. It is also a
method of saving money for the future in case something happens to your health.
Sometimes, when we don’t have a
large budget, we not only skip meals but we also don’t purchase a number of
groceries. If you have been doing the same thing, you don’t need to do it
anymore because now you have the necessary resources to fulfill your
necessities to live.
I am not saying that you should
spend all of your money outright on groceries. What I mean is that you can work
to improve your diet and purchase food and supplies which are healthier and can
provide you with the vitamins that you need.
Reduce Fast-food of Financial
Planning and Stories from Inspiring Women
We all know how much we crave for
fast food every now and then. It wouldn’t be wrong to say that every now and
then, we are struggling to go outside or at least order fast-food which can
satisfy our hunger and craving. In fact, we spend a significantly portion of
our money and budget on food bought from outside.
One of the greatest methods of
spending your money wisely is to refrain from purchasing and consuming
fast-food. Instead of eating such food, you should focus on cooking yourself.
In most of the nations, rates of
obesity are increasing. And the consumption of fast food has been determined to
play a significant role in this. In particular, teenagers consume large amounts
of fast-food and are not physical active which increases their level of fat.
From a financial perspective, it doesn’t only increase fat but also decreases
the money they possess. If they stop purchasing fast-food and begin saving that
amount, they could have a large amount of money in just a few months.
Cooking is a habit and it is also a
lifestyle for some. Most of the women already know how to cook but if you don’t
know, you should try it. For a month, you can refrain from buying fast-food and
instead of it, you must purchase vegetables and other healthy materials to eat.
If you are working, you can just prepare your food after coming back and early
in the morning.
If you continue this routine, you
will come to understand why I am suggesting it.
Adapting to vegetables can be quite
difficult for fast-food enthusiasts but believe me, your health is more
important than your craving for the fast-food. It has been suggested by
researchers that fast-food chains are growing at an exceptional rate and they
own a large market of food industry. Why? It is because numerous consumers
purchase fast-food and are not careful about their budget and health. It serves
to adversely affect both their health and budget.
That is why, you should change this
habit.
There are a number of vegetables and
fruits that can provide you with a lot more nutrients and vitamins than
fast-food. You can go and visit your doctor to know which fruits and vegetables
you should consume and are better for you. It will be more effective this way.
Taking an Educational Course of
Financial Planning and Stories from Inspiring Women
One of the best and wisest methods
of utilizing your money is to undertake an educational course which can enhance
your knowledge. There are no limitations to how much you can acquire and how
much you can learn. Even if you are working, if you have the opportunity of
studying further, you should definitely take it.
For a working person, the
opportunity to learn more is invaluable.
Most of us start working at a young
age and as we work, we often forget our priorities such as gaining education.
The burden of work is significant and due to it, we are unable to continue our
study. Our motive changes from learning to earning and we don’t get many
chances to keep on studying. Almost all of firms have a specific standard of
education according to which they hire people.
Therefore, if you want to gain a
good position, you must have higher education.
In the modern world, obtaining
education has become quite easy. For instance, there are numerous online
platforms and institutions which offer a number of degrees and they even offer
complete programmes. For those who are working, this is a great opportunity as
they are unable to attend classes.
It is true that you don’t need to
attend classes to pursue your degree.
There will be various institutes offering
online programmes and you just need to check them. On the internet, you can
find the necessary information without having to go anywhere. These days,
institutes have their own websites and everything is available on their sites.
There are different sections and you can find what you need easily.
You just need to register yourself
to the institute through the website when admissions are open and you can
pursue your education.
On the sites, you will be able to
find the necessary learning materials. There will be no need for you to go
anywhere or even attend classes because it is up to you to study. As you
continue to study, there will be assignments and other tests that you will have
to complete and submit according to deadlines. This way, you will be capable of
not only pursuing your job but also your education.
In the field of business, there is
no need for uneducated people. That is why you need to utilize the opportunity
of gaining a higher degree. It will allow you to enhance your knowledge and use
these skills within your organization. It can even increase the likelihood of
your promotion within the firm.
If you believe that you are already
well-educated and don’t need to pursue another degree, you can just participate
in a short programme. There are different skills which help you in acquiring a
diversity of skills. For instance, if there are some specific skills that you
require in your firm, you can just find a course which can aid you in enhancing
those skills.
There are numerous possibilities and
you just have to choose which one works the best for you.