Essay on “data employment analysis (DEA)”

 In the “data employment analysis (DEA)” calculation, input and output selection plays a vital role in determining the 'DEA" efficiency. As the researchers have gone through the detailed explanation of how the whole analysis can be conducted, they have chosen three inputs and two outputs for a clear point of understanding of the main course As for the purpose of conducting the whole research with regard to “microfinance” institution, the three inputs which the researchers have identified are discussed below:

·         Deposit – deposit defined as the sum of money which is purpusly place in the bank or other finanacial instution to get financial advantage such as interest .

·         Number of deposit – defined as the percentage or total of the amout of deposit  that   keep financial institution

·         Number of branchers – defined as how many branches under the one specific company and  researcher conducting the reasech part collacteding those institutions overall branchers they are  regional development banks , devinuguma community based on the bank, cooperative rural banks , and agrarian based on banks

·         Number of borrowers –  “borrow” defined as a person or company received the money from another person or party with the agreement and for that certain interest will be apply and the totally calculating  percentage of the borrowers called number of borrowers

·         Number of loan portfolio – defined as a company or financial institution daily loan value. Loan portfolio is a major assest of institution. The load portfolio is depending on not only the interest rate also on the equlity or  likelihood that interest and principal will be paid.

Table 2.2

Sample of the input and output variables

  Here ( Table 2-1 ) showing the sample of the input and output variable. Inputs are catergories  by deposit , number of deposit ,number of branches ,deposit unit are  given by Mn and number of deposit and number of branches by numbers, and output are number of borrowers and load portfolio , number of borrowers are given by the number and loan portfolio  are given by Mn.

Table2.3

Sample of the companies

   Here the (Table 2-2) shows the sample of the companies  and their established year. The benginning of regional bank run under the district level banks category later period seventeen  rural banks were merged into the six provincial level banks such as  Rajarata, Ruhuna, Wayamba, Uva, Kandurata and Sabaragamuwa  and later these six banks merged into the one national bank and designated as the Pradheshiya Sanwardana Bank (Regional Development Bank).bank was Established under the Pradheshiya Sanwardana Bank Act No.41 of 2008, the bank was 100% set up with objective that improving the rural area people living standard ,providing the fund to open a small size enterprenurs by the result to achieve the  rural side area development and econamic growth .regional development bank has over the 6 million loyal customer base on the 276 branchers and they have also  3000 plus staff members (RDB).

Table 2.4

Regional development bank’s sample of data

        Table2-3 continued

  Here see the( table 2-3) shows the input and output efficiency factors of the regional development bank. Inputs are number of branchers , deposit and number of deposit and output are number of borrowers and loan portfolio.

Table 2.5

Sample of Cooperative rural bank’s data

 Hers is the (table 2-5) presented  the cooperative rural bank of efficient input and output factors for 2013 to 2017 . cooperative rural bank is one of the oldest bank in srilanka. They have sereral number of branchers , and employeers approximaly in  2017 they have 2258 branchers  in all districts of the island.cooperative rural bank is one of the the larger micro finance provide in srilanka and second is samudhi societies. CRB is closely link to the daily life of people in srilanka. The CRB organizations are actively engaged in a variety of activities related to economic, social and political significance. They involved in the subtainable growth , rural area development , specially woment enterprenurs, agriculture activities,disttibution of consumer good fisheries and industry activities more over CRB play a important role in the srilanaka economic growth .

Table 2.5

Sample of the Samurdhi Authority ‘data

 Samudhi authority also one of the important microfinance in srilanka , this is a second larger bank sector in microfinance in srilanka, here is table( 2-4)  indicated that input and ourput of the efficienct factor of the samudhi bank in that specially  number of borrowers is play a important role in table and number of branchers have 1074 in 2017  in all districts of the island.samudhi authority is involving the activities such as help the low income earns families, rural development and one of the main ojective of the samudhi department to help reducing  poverty .

Table 2.6

Sample of  Department of Agrarian ‘data

Table 2-5 continued

Department of agiculture activities funcing under the ministry of agiculture , here is the (table 2-5) presented that sample data of department of agrarian .department of agriculture main objective is improving the productivity of agriculture and substainable development of all the agriculture resources , land and farming community in srilanka .

Table 2.7

Sample of the Lankaputhra development bank

Development Bank  was established on july 2006, it has registered by central bank the main objectibve of the bank is involving the century development activities by itself . LDB being a Bank fully owned by the government of Sri Lanka through the Ministry of Finance, Specially lankaputhra bank is supporting to the small medium and entrepreneurs (SME) also giving to loan with attractive interest. Lankaputhra bank has overall 8 branches all the distric in srilanka aslo they have 150 total employeers.

References of  “data employment analysis (DEA)”

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