Essay on Auto Insurance, A Life Saver

      Days are gone when hanging behind the bus or sitting in auto-rickshaw with family were enough and people were satisfied with it. As the world is getting more developed, the use of public transport is getting minimized. Having a car or a magnificent bike has become a symbol of social status and even children under 18 are seen driving. A number of accidents are occurring on a daily basis which causes heavy loss to life and the vehicle. Therefore, auto insurance is crucial by law and from an economical point of view.

Is it Illegal to drive without auto insurance?

It is a fact to keep in mind that driving without auto insurance is illegal in many parts of the world, so it is necessary to have auto insurance to be on the safe side. This shows that obeying the law of auto insurance is life-saving and also beneficial from an economical point of view. It saves the auto from any either man-made or natural disasters like earthquakes, theft, cyclone, or any other terrorist attack.

There are several car insurance policies which the car buyers can learn from the companies they buy a car. The huge advantage of auto insurance is that you don’t have to pay from your pocket, in case any accident or injury occurs.

            In the case of car accidents, according to some policies, the survivors get insurance if someone in the car dies. It covers the legal fee brought against the owner of the car in case of an accident. Auto insurance is a lifesaver in terms of:

·         Saving money (cheap insurance)

·         Saving car

Saving money (cheap insurance): In saving money, some policies offer cheap car insurance policies that are cost-friendly and have the same benefits as other expensive policies. Due to the materialistic and un-equality nature of our society, the prices of cars and car insurance are very high. We cannot control or minimize these costs but yes, we can do certain things to get the insurance cheap and to ensure life-saving insurance. It is evident that driving safe increases the chances of the decreased cost of insurance and those who violate the rules and are harsh drivers, usually pay more insurance costs. A defensive driving course will also help in minimizing money spent on insurance but make sure you ask about a discount earlier, before taking the classes of the course. Increasing your deductibles and improving your car ratings will also help major in this regard.

Saving car: Some car insurance policies offer cheaper insurance to the clerical assistants, Classroom aide, Book-keeper, as well as, local government officers. There are various auto insurance companies that have all the advanced features to facilitate its clients. These insurance companies are a lifesaver in the sense that these provide a variety of facilities along with insurance including minor violation forgiveness 24-hour customer service and medical payments etc. So, get your car insurance right now and avail many of these facilities, however always do some research about auto insurance policies being offered, so that you can identify the best one.