Report on research project

The brief research on the proposed topic on and the proposed Project concerns about the following points.

·         What is business research?

·         What are the approaches to business research?

·         How to plan on the research project?

1.0.1.      What is business research?

The basic study for the particular module states the business research as an organized and synthetic effort to test the specific problems if any occurred in the work setting that requires a proper solution against the problem. The business degrees at both levels, such as (undergraduate and postgraduate) need students to take responsibilities of the related research. As we know, there could be one more interesting parts in the research of any degree course for every student. In simple words, the research on any degree or related courses shows the hold on the degree or related work and describes what have you learnt in degree and the how did you do it. It is true that supervisors of the specific course will be assigned by admin to student and student could be taken help by him, but he will only guide how to research and where the student has to find data for the Project. The main purpose of the research can be;

·         Review or synthesise the exiting knowledge

·         Investigation of current problems and situations

·         Provision of the solution to the problems

·         Discover the general issues and analyse them

·         Designing, formation and implement the new methods or systems

·         Elaborate new phenomenon

·         Generation of new knowledge

        However, the research does not concern only about completion of the degree, but it does concern about what you have learnt during research regarding the proposed research area, what are the threats and issue and how did you handle them by making new methodologies.

1.0.2.      What are the approaches to business research?

The research on business provides essential information to the managers that give a guideline them to make decisions and overcome the problems. They can make more effective strategies and can get the expected outputs by using essential information. The information could be qualitative or quantitative or could be both forms that could be used by managers.

·         Quantitative information

This kind of information concerns about the number of gather information through the structure questions such as questionnaires in surveys. This information focuses on the scale to measure the range and the quantity of the situation. The quantitative information could presented statistically or mathematically.

·         Quantitative information

The information in the form of words that could be generated by conducting the interviews, or reading any manual or getting the broad answers of the questionnaires, Qualitative research concerns about the quality of incurred information which is more subjective as well as it involves the in the investigation.

1.0.3.      How to plan on the research project?

            Researchers experience shows that the research project could have eight main stages that subdivided. Therefore, the stages of the research project can overlap between one stage to another, and we have to move back to previous stages to get or add some new data as well as have to manage the milestones if declared. Indeed, this is a good practice to go back for checking the issue, deal and manage the timescales which will increase the quality of research study of the project and we will be able to deliver the quality project customer timely. Therefore, if a student will work on the project on time, then he can manage the issue and can increase the quality of project just because of his timely work on the project as well as the delivery on time. The proposed project’s stages can show below.

Stage 1: idea generation and must have to discuss with the supervisor of the project to identify the idea is being implementable or not.

Stage 2: you must have to read related articles and background of the problem that will be helpful in the project.

Stage 3: It’s time to refine the additional things from the project idea which are not necessary or cannot be implemented and then make a research proposal on the idea. Defining the most valuable mechanisms to construct and design it and start reading and research on the proposed topic.

Stage 4: Selecting the data gathering tools such as interviewing tools, Questionnaires, surveys and other data gathering tools to determine a large number of key points of information.

Stage 5: In this stage, collected data for the research project, that is mentioned above.

Stage 6: After collecting the data, it’s time to manage and do analyse the data. The review of the report or literature will be written 90% in this stage.

Stage 7: In this stage, students have to draft the analysis and write one more chapter on the conclusion, which could be based on the motivation and concerns about the whole discussion summary.

Stage 8: Now, the student can finish writing on the research, and it’s time to submit.

BACKGROUND OF THE STUDY of business research

            The proposed research project does only focus on the effectiveness and on the efficiency of the stress test regime in United Kingdom banking sector for preventing the future financial crises. The world currently has faced many ups and downs because of some factors of the society of the environment. Research shows that the sector which is related to the finance of the work has faced many crises in the world to the environmental factors of the society.

The recession, emergencies on national based, the unemployment in the country or the specific area, reduction in the income of any company per capital, decreasing the GDP or any fall in the market can count the major causes of the financial crises. In other words, the major issues in the UK such as unemployment, national-based emergencies, reduction of GDP, reduction in the income sums up to huge prime causes of the financial crises. There are many sectors of industry have faced the financial crisis, but the bank is the most suffering sector in the industry which did face the huge and heavy financial crisis (Goldstein, 2017).

The banks did refer to the strongest financial institutions traditionally while loan associations, insurance companies and investment companies, are listed as financial institutions. Thus the whole country’s financial body and the economic body of the country is based on the financial institutions, which are mentioned above such as the loan associations, investment companies, credit unions, several insurance companies, brokerage firms and other finance-related companies (Department, 2014).

            The whole research report is telling about the crisis in finance-based companies like banks and other financial institutions, and it generally focuses on the research topic “the effectiveness of stress test regime in United Kingdom banking sector for preventing the future financial crisis”. In simple words, the whole study has told about the financial crisis and most suffering financial institutions in the industry and what are the preventions of the financial crisis as well as how can we overcome from this kind of crisis. So, to overcome from the crisis, we will face some following questions in our research and as we told about the questions in the introduction above.

RATIONALE OF THE STUDY of business research

There are some key points in our research for making our research effective along with aims, goals and objectives. The key points are highlighted below, very useful to motivate to conduct our research and also gives proper direction for the implementation. It is used to do an effective analysis of the current financial condition of the United Kingdom at the stage and also analyse the effects on the financial sectors. Objectives can set to predict any financial crisis in the future and to analyse  and For better understanding the meaning of stress test and also the use of bank stress test in the United Kingdom in the banking sector.Evaluation of bank stress test regime if it can be able to prevent the financial crisis in the United Kingdom.

We must have to check or highlight effects in the financial sectors and also analyse effectively on the current financial condition of  United Kingdom baking sector. We can also analyze and predict the future financial crisis. The proposed research objectives for the prevention of financial crisis are used to take the understanding of the meaning of Bank stress Test and to use the bank stress test in the United Kingdom banking sector or industry. In the end, the research objective can be used to evaluate the proposed methods of Stress test regime that is helpful in the prevention of financial crisis in the United Kingdom.

STATEMENT OF PROBLEM of business research

            The problem statement of the proposed research shows that many financial companies such as banks, credit agencies, load agencies, insurance companies and income generation companies in the United Kingdom did face heavy financial crises, and at that time the economic structure of United Kingdom demolished due the bankruptcy of banks just after the evolution of the world financial crisis.

            Hence, the integral part which is used to analyse the ability plus capability of any bank has been become by a stress test of the banks to withstand the financial crises in the targeted market segment just by checking its properties and the assets. So the problem statement in research project points out the related issues. We have to analyse and then evaluate the bank stress test regime that it is effective or not in the prevention of financial crisis in the future as the problem or issue will be addressed (Goldstein, 2017).

            In simple words, entire United Kingdom’s economy did face the heavy financial crises at the time of the bankruptcy of banks and other related financial institutions because led many banks to collapse and run at the huge loss when the evolution of world financial crisis end.  So the problem statement in research project points out the related issues. We have to analyse and then evaluate the bank stress test regime that it is effective or not in the prevention of financial crisis in the future as the problem or issue will be addressed.

RESEARCH AIM AND OBJECTIVES  of business research

            There are some key points in our research for making our research effective along with aims, goals and objectives. The key points that are highlighted below very useful to motivate to conduct our research and also gives proper direction for the implementation.

·         To do an effective analysis of the current financial condition of the United Kingdom at the stage and also analyse the effects on the financial sectors

·         Objectives can set to predict any financial crisis in the future and to analyse

·         For better understanding the meaning of stress test and also the use of bank stress test in the United Kingdom in the banking sector

·         Evaluation of bank stress test regime if it can be able to prevent the financial crisis in the United Kingdom

We must have to check or highlight effects in the financial sectors and also analyse effectively on the current financial condition of  United Kingdom baking sector. We can also analyze and predict the future financial crisis. The proposed research objectives for the prevention of financial crisis are used to take the understanding of the meaning of Bank stress Test and to use the bank stress test in the United Kingdom banking sector or industry. In the end, the research objective can be used to evaluate the proposed methods of Stress test regime that is helpful in the prevention of financial crisis in the United Kingdom.

RESEARCH QUESTION of business research

            There are some key points or related questions in our research for making our research effective. At the start, there will be some question occurred or should have to keep in mind about the financial crisis concerning the banking industry is mentioned below.

1.         What is the current financial condition of the United Kingdom according to the industry of Banking?

2.         What are the possible changes in future for the mammoth financial crisis?

3.         What is the bank stress test in the United Kingdom in the banking sector?

4.         What is the bank stress test regime in the United Kingdom and how it can prevent financial crises?

5.         Can the bank stress test regime in the United Kingdom reduce the negative effects of financial crises?

These question during the research are very useful to understand the negative aspects and effects of the financial crisis. The purpose of the research is to analyse the stated research question and address them by using different kind techniques for data collection and analysis, which are very useful in the bank stress test regime. Designed questions are variant options of the banking industry for the development in modern and traditional baking and money marketing. The questions of the proposed study are very helpful to find out and identify the risks (Quagliariello, 2009).

SIGNIFICANCE OF THE STUDY of business research

            The significance of the method of bank stress test regime is increased when world’s financial crises occurred, and the world has to face these financial crises from the year of 2008 to the year 2009, and the side effects did last till the end of the years 2012. There is a big requirement to understand the bank stress test, its significance, its effects by using the statistical analysis that could generate a gateway for analysis. This analysis will create a gateway for the researchers of the bank stress test regime’s efficiency and effectiveness to see whether it is useful or not. It tells that the crisis in the finance nit impacts only on the species concerned field or sector while it will damage the whole economy of the country. Designed questions are variant options of the banking industry for the development in modern and traditional baking and money marketing. The questions of the proposed study are very helpful to find out and identify the risks.

RESEARCH STRUCTURE of research project

The research project on the topic of bank stress regime and for the prevention in the future financial crises for the particular module states the business research as an organised and synthetic effort to test the specific problems if any occurred in the work setting that requires a proper solution against the problem. The business degrees at both levels, such as (undergraduate and postgraduate) need students to take responsibilities of the related research. As we know, there could be one more interesting parts in the research of any degree course for every student.

 In simple words, the research on any degree or related courses shows the hold on the degree or related work and describes what have you learnt in degree and the how did you do it. It’s true that a supervisor of the specific course could be assigned to student and student could be taken help by him, but he will only guide how to research and where the student has to find data for the Project. The main purpose of the research can be;

However, the research does not concern only about completion of the degree, but it does concern about what you have learnt during research regarding the proposed research area, what are the threats and issue and how did you handle them by making new methodologies. To measure the effects and impacts of bank stress regime on the financial crises, we have to understand first its effects and all negative aspects of the technique.

For the better understanding of this issues, we have to design some questions on in research project at the very start that will tell give you frequent path such as (1) What is the current financial condition of the United Kingdom according to the industry of Banking? (2) What are the possible changes in future for the financial crisis? (3) How can we come out from the crises? (4) what are the effects of the financial crises? (5) What is the bank stress test in the United Kingdom in the banking sector? (6) What is the bank stress test regime in the United Kingdom and how it can prevent financial crises? (7) Can the bank stress test regime in the United Kingdom reduce the negative effects of financial crises?