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CREDIT REPORT
SEAN MARKL
Report Confirmation
8808269767
1. Summary
Review this summary for a quick view of key information contained in your Equifax Credit Report.
Report Date Nov 04, 2018
Credit File Status No fraud indicator on file
Alert Contacts 0 Records Found
Average Account Age 1 Year, 9 Months
Length of Credit History 5 Years, 1 Month
Accounts with Negative Information 3
Oldest Account FIRST PEOPLES COMMUNITY FCU (Opened Oct 01, 2013)
Most Recent Account DEPT OF EDUCATION/OSLA SRV (Opened Sep 20, 2018)
Credit Accounts
Your credit report includes information about activity on your credit accounts that may affect your credit score and rating.
Account Type Open With Balance Total Balance Available Credit Limit Debt-to-Credit Payment
Revolving
Mortgage
Installment 9 9 $59,438 $1,194 $60,632 98.0% $531
Other 0 0
Total 9 9 $59,438 $1,194 $60,632 98.0% $531
Other Items
Your credit report includes your Personal Information and, if applicable, Consumer Statements, and could include other items that may affect your credit score and rating.
Consumer Statements 0 Statements Found
Personal Information 12 Items Found
Inquiries 16 Inquiries Found
Most Recent Inquiry COMCASTSep 21, 2018
Public Records 0 Records Found
Collections 7 Collections Found
SEAN MARKL | Nov 04, 2018 Page 2 of 55
2. Revolving Accounts
Revolving accounts are those that generally include a credit limit and require a minimum monthly payment, such as credit cards.
You currently do not have any Revolving Accounts in your file.
SEAN MARKL | Nov 04, 2018 Page 3 of 55
3. Mortgage Accounts
Mortgage accounts are real estate loans that require payment on a monthly basis until the loan is paid off.
You currently do not have any Mortgage Accounts in your file.
SEAN MARKL | Nov 04, 2018 Page 4 of 55
4. Installment Accounts
Installment accounts are loans that require payment on a monthly basis until the loan is paid off, such as auto or student loans.
4.1 FLAGSHIP CREDIT ACCEPTANCE,LLC (CLOSED)
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxxxx 1001 Reported Balance $11,177
Account Status CHARGE_OFF Debt-to-Credit Ratio N/A
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017 $19,255 $19,073 $18,916 $18,747 $18,587 $18,413 $18,245 $18,075 $17,924 $17,779 $18,416
2018 $11,177
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017 $434 $434 $434 $434 $434 $434 $434 $434 $434 $434 $434
2018 $434
SEAN MARKL | Nov 04, 2018 Page 5 of 55
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017 $434 $434 $434 $434 $486 $434 $434 $434 $435 $435
2018
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017 $19,146 $19,146 $19,146 $19,146 $19,146 $19,146 $19,146 $19,146 $19,146 $19,146 $19,146
2018
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Amount Past Due
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017 $850
2018
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Comments 1
Date Comment
01/2017 Fixed rate
SEAN MARKL | Nov 04, 2018 Page 6 of 55
Date Comment
02/2017 Fixed rate
03/2017 Fixed rate
04/2017 Fixed rate
05/2017 Fixed rate
06/2017 Fixed rate
07/2017 Fixed rate
08/2017 Fixed rate
09/2017 Fixed rate
10/2017 Fixed rate
11/2017 Fixed rate
04/2018 Charged off account
Comments 2
Date Comment
04/2018 Fixed rate
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018 30 60 90 V CO CO CO CO CO
2017
2016
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
CO Charge-Off B Included in Bankruptcy R Repossession TN Too New to Rate No Data Available
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit Owner JOINT_CONTRACTUAL_LIABILITY
SEAN MARKL | Nov 04, 2018 Page 7 of 55
Credit Limit Account Type INSTALLMENT
Terms Frequency MONTHLY Term Duration 7
Balance $11,177 Date Opened Oct 12, 2016
Amount Past Due Date Reported Oct 31, 2018
Actual Payment Amount Date of Last Payment Apr 01, 2018
Date of Last Activity Scheduled Payment Amount $434
Months Reviewed 24 Delinquency First Reported Apr 01, 2018
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Charge Off Amount $9,414
Balloon Payment Date Balloon Payment Amount
Loan Type Auto Date Closed
Date of First Delinquency Dec 01, 2017
Comments
Charged off account
Fixed rate
Contact
FLAGSHIP CREDIT ACCEPTANCE,LLC 3 CHRISTY DRIVE STE 201 CHADDS FORD, PA 19317 1-800-707-0114
SEAN MARKL | Nov 04, 2018 Page 8 of 55
4.2 DEPT OF EDUCATION/OSLA SRV
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxx 7924 Reported Balance $3,505
Account Status PAYS_AS_AGREED Debt-to-Credit Ratio 100%
Available Credit
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Payment History
You currently do not have any Payment History in your file.
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit $3,500 Owner INDIVIDUAL
Credit Limit Account Type INSTALLMENT
Terms Frequency DEFERRED Term Duration 0
Balance $3,505 Date Opened Sep 20, 2018
Amount Past Due $0 Date Reported Sep 30, 2018
Actual Payment Amount Date of Last Payment
Date of Last Activity Scheduled Payment Amount
Months Reviewed 0 Delinquency First Reported
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Mar 01, 2022 Charge Off Amount
Balloon Payment Date Balloon Payment Amount
Loan Type Education Loan Date Closed
Date of First Delinquency
SEAN MARKL | Nov 04, 2018 Page 9 of 55
Comments
Student loan - payment deferred
Contact
DEPT OF EDUCATION/OSLA SRV 525 CENTRAL PARK DR, STE 600 OKLAHOMA CITY, OK 73105 1-866-264-9762
SEAN MARKL | Nov 04, 2018 Page 10 of 55
4.3 DEPT OF EDUCATION/OSLA SRV
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxx 7824 Reported Balance $2,750
Account Status PAYS_AS_AGREED Debt-to-Credit Ratio 100%
Available Credit
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Payment History
You currently do not have any Payment History in your file.
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit $2,750 Owner INDIVIDUAL
Credit Limit Account Type INSTALLMENT
Terms Frequency DEFERRED Term Duration 0
Balance $2,750 Date Opened Sep 20, 2018
Amount Past Due $0 Date Reported Sep 30, 2018
Actual Payment Amount Date of Last Payment
Date of Last Activity Scheduled Payment Amount
Months Reviewed 0 Delinquency First Reported
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Mar 01, 2022 Charge Off Amount
Balloon Payment Date Balloon Payment Amount
Loan Type Education Loan Date Closed
Date of First Delinquency
SEAN MARKL | Nov 04, 2018 Page 11 of 55
Comments
Student loan - payment deferred
Contact
DEPT OF EDUCATION/OSLA SRV 525 CENTRAL PARK DR, STE 600 OKLAHOMA CITY, OK 73105 1-866-264-9762
SEAN MARKL | Nov 04, 2018 Page 12 of 55
4.4 DEPT OF EDUCATION/OSLA SRV
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxx 3324 Reported Balance $4,500
Account Status PAYS_AS_AGREED Debt-to-Credit Ratio 100%
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
SEAN MARKL | Nov 04, 2018 Page 13 of 55
2016
2017
2018
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Amount Past Due
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
SEAN MARKL | Nov 04, 2018 Page 14 of 55
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
CO Charge-Off B Included in Bankruptcy R Repossession TN Too New to Rate No Data Available
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit $4,500 Owner INDIVIDUAL
Credit Limit Account Type INSTALLMENT
Terms Frequency DEFERRED Term Duration 0
Balance $4,500 Date Opened May 02, 2018
Amount Past Due $0 Date Reported Sep 30, 2018
Actual Payment Amount Date of Last Payment
Date of Last Activity Scheduled Payment Amount
Months Reviewed 4 Delinquency First Reported
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Mar 01, 2022 Charge Off Amount
Balloon Payment Date Balloon Payment Amount
Loan Type Education Loan Date Closed
Date of First Delinquency
Comments
Student loan - payment deferred
Contact
DEPT OF EDUCATION/OSLA SRV 525 CENTRAL PARK DR, STE 600 OKLAHOMA CITY, OK 73105 1-866-264-9762
SEAN MARKL | Nov 04, 2018 Page 15 of 55
4.5 DEPT OF EDUCATION/OSLA SRV
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxx 7624 Reported Balance $6,098
Account Status PAYS_AS_AGREED Debt-to-Credit Ratio 102%
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
SEAN MARKL | Nov 04, 2018 Page 16 of 55
2016
2017
2018
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Amount Past Due
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
SEAN MARKL | Nov 04, 2018 Page 17 of 55
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
CO Charge-Off B Included in Bankruptcy R Repossession TN Too New to Rate No Data Available
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit $6,000 Owner INDIVIDUAL
Credit Limit Account Type INSTALLMENT
Terms Frequency DEFERRED Term Duration 0
Balance $6,098 Date Opened Apr 27, 2018
Amount Past Due $0 Date Reported Sep 30, 2018
Actual Payment Amount Date of Last Payment
Date of Last Activity Scheduled Payment Amount
Months Reviewed 5 Delinquency First Reported
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Mar 01, 2022 Charge Off Amount
Balloon Payment Date Balloon Payment Amount
Loan Type Education Loan Date Closed
Date of First Delinquency
Comments
Student loan - payment deferred
Contact
DEPT OF EDUCATION/OSLA SRV 525 CENTRAL PARK DR, STE 600 OKLAHOMA CITY, OK 73105 1-866-264-9762
SEAN MARKL | Nov 04, 2018 Page 18 of 55
4.6 DEPT OF EDUCATION/OSLA SRV
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxx 3824 Reported Balance $6,313
Account Status PAYS_AS_AGREED Debt-to-Credit Ratio 105%
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
SEAN MARKL | Nov 04, 2018 Page 19 of 55
2016
2017
2018
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Amount Past Due
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
SEAN MARKL | Nov 04, 2018 Page 20 of 55
2017
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
CO Charge-Off B Included in Bankruptcy R Repossession TN Too New to Rate No Data Available
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit $6,000 Owner INDIVIDUAL
Credit Limit Account Type INSTALLMENT
Terms Frequency DEFERRED Term Duration 0
Balance $6,313 Date Opened Mar 23, 2017
Amount Past Due $0 Date Reported Sep 30, 2018
Actual Payment Amount Date of Last Payment
Date of Last Activity Scheduled Payment Amount
Months Reviewed 18 Delinquency First Reported
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Mar 01, 2022 Charge Off Amount
Balloon Payment Date Balloon Payment Amount
Loan Type Education Loan Date Closed
Date of First Delinquency
Comments
Student loan - payment deferred
Contact
DEPT OF EDUCATION/OSLA SRV 525 CENTRAL PARK DR, STE 600 OKLAHOMA CITY, OK 73105 1-866-264-9762
SEAN MARKL | Nov 04, 2018 Page 21 of 55
4.7 DEPT OF EDUCATION/OSLA SRV
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxx 3724 Reported Balance $4,500
Account Status PAYS_AS_AGREED Debt-to-Credit Ratio 100%
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
SEAN MARKL | Nov 04, 2018 Page 22 of 55
2016
2017
2018
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Amount Past Due
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
SEAN MARKL | Nov 04, 2018 Page 23 of 55
2017
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
CO Charge-Off B Included in Bankruptcy R Repossession TN Too New to Rate No Data Available
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit $4,500 Owner INDIVIDUAL
Credit Limit Account Type INSTALLMENT
Terms Frequency DEFERRED Term Duration 0
Balance $4,500 Date Opened Mar 23, 2017
Amount Past Due $0 Date Reported Sep 30, 2018
Actual Payment Amount Date of Last Payment
Date of Last Activity Scheduled Payment Amount
Months Reviewed 18 Delinquency First Reported
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Mar 01, 2022 Charge Off Amount
Balloon Payment Date Balloon Payment Amount
Loan Type Education Loan Date Closed
Date of First Delinquency
Comments
Student loan - payment deferred
Contact
DEPT OF EDUCATION/OSLA SRV 525 CENTRAL PARK DR, STE 600 OKLAHOMA CITY, OK 73105 1-866-264-9762
SEAN MARKL | Nov 04, 2018 Page 24 of 55
4.8 DEPT OF EDUCATION/OSLA SRV
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxx 3024 Reported Balance $6,543
Account Status PAYS_AS_AGREED Debt-to-Credit Ratio 109%
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
SEAN MARKL | Nov 04, 2018 Page 25 of 55
2016
2017
2018
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Amount Past Due
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
SEAN MARKL | Nov 04, 2018 Page 26 of 55
2017
2016
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
CO Charge-Off B Included in Bankruptcy R Repossession TN Too New to Rate No Data Available
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit $6,000 Owner INDIVIDUAL
Credit Limit Account Type INSTALLMENT
Terms Frequency DEFERRED Term Duration 0
Balance $6,543 Date Opened Jun 22, 2016
Amount Past Due $0 Date Reported Sep 30, 2018
Actual Payment Amount Date of Last Payment
Date of Last Activity Scheduled Payment Amount
Months Reviewed 27 Delinquency First Reported
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Mar 01, 2022 Charge Off Amount
Balloon Payment Date Balloon Payment Amount
Loan Type Education Loan Date Closed
Date of First Delinquency
Comments
Student loan - payment deferred
Contact
DEPT OF EDUCATION/OSLA SRV 525 CENTRAL PARK DR, STE 600 OKLAHOMA CITY, OK 73105 1-866-264-9762
SEAN MARKL | Nov 04, 2018 Page 27 of 55
4.9 DEPT OF EDUCATION/OSLA SRV
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's calculated by dividing an account's reported balance by its credit limit.
Account Number xxxxxxxxxxx 2924 Reported Balance $3,500
Account Status PAYS_AS_AGREED Debt-to-Credit Ratio 100%
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit, credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
SEAN MARKL | Nov 04, 2018 Page 28 of 55
2016
2017
2018
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Amount Past Due
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2017
2018
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
SEAN MARKL | Nov 04, 2018 Page 29 of 55
2017
2016
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
CO Charge-Off B Included in Bankruptcy R Repossession TN Too New to Rate No Data Available
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
High Credit $3,500 Owner INDIVIDUAL
Credit Limit Account Type INSTALLMENT
Terms Frequency DEFERRED Term Duration 0
Balance $3,500 Date Opened Jun 22, 2016
Amount Past Due $0 Date Reported Sep 30, 2018
Actual Payment Amount Date of Last Payment
Date of Last Activity Scheduled Payment Amount
Months Reviewed 27 Delinquency First Reported
Activity Designator Creditor Classification UNKNOWN
Deferred Payment Start Date Mar 01, 2022 Charge Off Amount
Balloon Payment Date Balloon Payment Amount
Loan Type Education Loan Date Closed
Date of First Delinquency
Comments
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