Ctc student loans

As you start to consider salaries, compensation packages, and negotiations, it is important to think about the short-term and long-term impacts of student loans, on your earnings, both positive and negative. How will you handle the debt you currently have and how will it influence your salary considerations and negotiation? A little research into this might help in taking responsibility for debts/investments and grow a deeper understanding of how important personal finance is and what role it plays in your overall quality of life and career choices.

CTC301 – Professional Success Seminar Unit 8 Assignment: Financial Literacy Overview: As you start to consider salaries, compensation packages, and negotiations, it is important to think about the short-term and long-term impacts of student loans, on your earnings, both positive and negative. How will you handle the debt you currently have and how will it influence your salary considerations and negotiation? A little research into this might help in taking responsibility for debts/investments and grow a deeper understanding of how important personal finance is and what role it plays in your overall quality of life and career choices. Instructions: 1. Identify how your student loan debt (or personal debt, if you don’t have student loan debt) can affect your: o Credit score (Use the resource in the unit to locate your credit score. This is for your own information. Not for sharing). o Future budget o Spending goals/habits 2. Explain how managing your student loans (or personal loans and debt if you don’t have student loans) can contribute to personal financial success and growth. 3. For military students, be sure you are considering your remaining current benefit package 4. Examine how your debt influences your career considerations in the following areas: o Salary o Determining what you choose to negotiate o Geographical location of the job Requirements: 5. Three pages in length, excluding the Title and Reference page. 6. APA formatting, including in-text citations for referenced works. 7. Reference page includes Unit PowerPoint and ONET. Be sure to read the criteria, by which your paper/project will be evaluated, before you write, and again after you write. Evaluation Rubric for Financial Literacy Assignment CRITERIA Student Loan Debt (or other debt) Analysis Management Explanation Career Considerations Analysis Resources Paper Length Clear and Professional Deficient 0-14 Points Analysis of affect of student/other loan debt is missing or inadequate. Needs Improvement 15-19 Points Analysis of affect of student/other loan debt includes some of the details as outlined in the requirements. Explanation is missing or inadequate. Proficient Exemplary 20-24 Points Analysis of affect of student/other loan debt includes most of the details as outlined in the requirements. 25 Points Analysis of affect of student loan/other debt includes complete details as outlined in the requirements. Explanation provides insight into management of student loans/other debt and how it contributes to personal financial success. 20 Points Analysis of career considerations includes complete details as outlined in the requirements. 10 points More than 2 resources used with evidence of both recommended sources used. 3 pages Explanation missing at least one key detail of how the management of student loans/other debt and how it contributes to personal financial success. 0-11 Points 12-15 Points Analysis of Analysis of career career considerations considerations includes some of is missing or the details as inadequate. outlined in the requirements. Explanation missing minor details of how the management of student loans/other debt and how it contributes to personal financial success. 16-19 Points Analysis of career considerations includes most of the details as outlined in the requirements. 0-5 points 0 resources 8-9 points 2 resources Less than 1 Page Errors impede professional presentation; 6-7 points 1 resource 1 page Significant errors that do not impede 2 pages Few errors that do not impede professional Writing and format is clear, professional, Writing and APA Format guidelines not followed. professional presentation. presentation, APA compliant. APA compliant, a