Loading...

Messages

Proposals

Stuck in your homework and missing deadline? Get urgent help in $10/Page with 24 hours deadline

Get Urgent Writing Help In Your Essays, Assignments, Homeworks, Dissertation, Thesis Or Coursework & Achieve A+ Grades.

Privacy Guaranteed - 100% Plagiarism Free Writing - Free Turnitin Report - Professional And Experienced Writers - 24/7 Online Support

First state bank macomb il

20/10/2021 Client: muhammad11 Deadline: 2 Day

Decision Tree

FINAL PROJECT: MILESTONE TWO 6

Final Project Milestone Two

A clear description of the structure and purpose of the decision tree model that you choose.

Bank failures in the future are the leading debate in the United States. The failure will lead to the closure of many saving and withdrawal banks in the US that depend on the US government to protect customer data against breaches and hacking confidential information. A financial crisis is looming in the United States when the banks fail to employ proper strategic measures to protect their clients. In recent studies, the financial predicament has hit the US from 2001 up-to-date (FDIC, 2020). The issue has raised controversies concerning banks' effectiveness and the security of depositors in the investment industry. The problem of analyzing, identifying preventive measures of bank failures, restoring client trust, productivity, and improving the banking industry's performance has become one of the hot topics in the US with numerous unresolved cases of bank failures.

Tackling the menace requires the ICT department to formulate measures that include using a tree decision model that states the underlying causes of bank failures within the investment industry. The Data Envelopment Analysis (DEA), Decision Tree Algorithms, and Federal Deposit Insurance Corporation (FDIC) are some of the decision tree models an IT expert can use to protect vulnerabilities, which cause bank failures (Appiahene et al., 2020). In collaboration with the FDIC, the DEA has established parameters in the works as effective methods to increase bank proficiency and performance. The FDIC has clearly stated the list of banks that closed due to bank failures. The combination of the FDIC and the DEA aims to analyze bank failures and several ways of increasing the cybersecurity of individual data in the US's banking industry (FDIC, 2020). After comparing the outcomes of the research form the DEA, the findings suggested that the DT decision model tree and its C5.0 algorithms provide an exceptional predictive model of bank failures. However, the FDIC decision model tree is the best model for analyzing risks in bank failures. The FDIC's primary purpose is to hold information concerning the number of banks/ financial institutions that failed in the past. The FDIC is a government entity and has credible data about banks that cannot carry out their duties because of data insecurity or lack of Cybersecurity (FDIC, 2020). Additionally, the FDIC ensures that its information is easily accessible by any IT expert who wants to analyze threats that cause bank failures. Documentation refers to potential complications in the analysis process, in an outline or bulleted format. This should be clear, concise, and thorough.

Potential challenges exist in the analysis processes. After the Great Recession, regulators and IT experts continue to face challenges in repairing a financial system and paving the way for frameworks that help control and prevent bank failures. The implementation and ongoing refinement of improvements occupy a major challenge to both investors and supervisors to assure the public about their data and money's cybersecurity. The continuation of developing macroprudential frameworks in the US remains an impossible mission up-to-date. It implies that the supervisor must continue assessing individual bank threats, which is a problematic complication affected by monetary policy, economic drivers, and technology advancement.

First, the low-interest rate is a significant complication in the establishment of bank failures in the US. The presence of monetary policies that aid economic growth and the persistence of low-interest rates since 2001 has negatively affected bank productivity. The banks should establish proper strategies that monitor money spending during economic decline (Christodoulakis, 2015). When it fails to have software that stimulates such expenditures, customers might spend more, which leads to the pumping of more money in the market. The primary obligation of software is to control the circulation of money. The current economic environment saw before this complication and weakened the demand for loans. This complication affects the net interest margins of the bank. Second, rapid change landscape for lending and payments mechanisms.

An individual can refer to this complication as a disruptive technology. The technology change may negatively or positively influence bank productivity in monitoring vulnerabilities that cause bank failures in the United States (Appiahene et al., 2020). Sometimes the advancement of technology might enhance productivity and efficacy across all bank industries and financial institutions even if it affects existing banks. In the banking industry, the rise of technology, such as cybersecurity, challenges existing banks that lack competent IT departments that deal with banks' confidential information for lending and payment models (Garg et al., 2018). The existence of online and mobile banking methods promotes efficient and easy ways for consumers to access banking services at no cost. However, it is costly to design, implement, and protect consumers' privacy data who prefer using such platforms to transact money in small banks. As a result, most clients complain about the presence of fraudsters in online services who use hacking methods to steal money from people (Garg et al., 2018). Such acts may cause small banks to fail since many customers will shun from using their services because of a lack of advanced technology that protects clients from hackers. An evaluation of the model results includes a discussion of whether or not the results are reasonable and the model is accurate, whether or not there are elements that are not present or needlessly present, and any errors that may be present.

The results are reasonable and accurate since the information held by the FDIC is compatible and successful. The FDIC website has quarterly banking profiles that provide an inclusive summary of FDIC-insured banks' financial results (FDIC, 2020). Such graphical information about the FDIC model makes it a viable source of data needed in the research. Additionally, the FDIC is a hundred percent accurate in predicting bank failures from 2001 up-to-date because of technological advancement. The data provides varying information on the financial industry in the US applied to predict bank failures. The only error in the model is the lack of proof about the causes of bank failures in the US, whether it is through cyber insecurity or hacking of individual accounts.

References

Appiahene, P et al. (2020). Predicting bank operational efficiency using machine learning

algorithm: Comparative study of decision tree, random forest, and neural networks.

Advances in Fuzzy Systems, 20(1), p. 1-12. doi.org/10.1155/2020/8581202

Christodoulakis, N. (2015). How crises shaped economic ideas and policies: Wiser after

the events? Springer.

Federal Deposit Insurance Corporation. (2020). Failed bank list. FDIC,

https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/

Garg, N. et al. (2018). Towards the impact of hacking on cyber security. IIOAB Journal , 9(2), p. 61-77.

Homework is Completed By:

Writer Writer Name Amount Client Comments & Rating
Instant Homework Helper

ONLINE

Instant Homework Helper

$36

She helped me in last minute in a very reasonable price. She is a lifesaver, I got A+ grade in my homework, I will surely hire her again for my next assignments, Thumbs Up!

Order & Get This Solution Within 3 Hours in $25/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 3 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

Order & Get This Solution Within 6 Hours in $20/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 6 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

Order & Get This Solution Within 12 Hours in $15/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 12 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

6 writers have sent their proposals to do this homework:

Smart Accountants
Assignment Hut
Top Writing Guru
Top Quality Assignments
Coursework Assignment Help
Financial Assignments
Writer Writer Name Offer Chat
Smart Accountants

ONLINE

Smart Accountants

I find your project quite stimulating and related to my profession. I can surely contribute you with your project.

$29 Chat With Writer
Assignment Hut

ONLINE

Assignment Hut

As an experienced writer, I have extensive experience in business writing, report writing, business profile writing, writing business reports and business plans for my clients.

$37 Chat With Writer
Top Writing Guru

ONLINE

Top Writing Guru

I am a professional and experienced writer and I have written research reports, proposals, essays, thesis and dissertations on a variety of topics.

$46 Chat With Writer
Top Quality Assignments

ONLINE

Top Quality Assignments

I can assist you in plagiarism free writing as I have already done several related projects of writing. I have a master qualification with 5 years’ experience in; Essay Writing, Case Study Writing, Report Writing.

$50 Chat With Writer
Coursework Assignment Help

ONLINE

Coursework Assignment Help

I will be delighted to work on your project. As an experienced writer, I can provide you top quality, well researched, concise and error-free work within your provided deadline at very reasonable prices.

$18 Chat With Writer
Financial Assignments

ONLINE

Financial Assignments

I reckon that I can perfectly carry this project for you! I am a research writer and have been writing academic papers, business reports, plans, literature review, reports and others for the past 1 decade.

$18 Chat With Writer

Let our expert academic writers to help you in achieving a+ grades in your homework, assignment, quiz or exam.

Similar Homework Questions

Com 200 week 4 assignment - Kerbin geostationary orbit calculator - Homage to my hips poem analysis - Https://www.thenutracafe.com/es/keto-360-slim/ - Prepare a budgeted balance sheet as of may 31 - Science - Top 100 weirdest phobias - Central focus of economic perspective - Policy and legal - Community Analysis paper - Salicylic acid and methanol smell - Trireme labeled diagram - Kieso chapter 21 solutions - Case study - Essential adjective clause examples - Solvency and liquidity test ratios - What is dynamic resistance of diode - From the list of java variable names below, select the illegal variable name. - Essentialfunctions xlsx at www seletraining com - Blocking drills in volleyball - Why does the author use only victor’s information in this passage? - Johnson c smith university mascot - What is the minimally acceptable level of interobserver agreement in research? - Case study financial statement analysis - Network design proposal for school - Ball bearing hells angels - Classroom accommodations for students who stutter - Cost volume profit analysis questions and answers doc - Guest speaker reflection paper - Career day activities for kindergarten - Cipd learning and development level 7 - Aro risk management - Geometric mean matlab - BLCN532 Lab 1 Set up your development environment - Difference between bcp and drp pdf - Earth science - Lección 7 grammar quiz - Sweetness and power chapter 4 summary - INFO321 Assignment 6 - Hi macs adhesive chart - Save our sea turtles - Fired heaters in refineries - Project report - The company's facility for assembling cameras is located in - Diagnostic prescriptive evaluative dpe teaching - Country garden malaysia career - 1720 betula drive williamstown nj - How do you cube root in excel - Gattaca and the giver - 2013 physics exam solutions - Mr crump captain underpants - Project Proposal - How early years settings meet children's rights to play - Eucon international university - Assignment 04: Patient Care Partnership - Hong kong domestic helper food allowance - Gummy bear experiment graph - Circuit breaker trip settings - Shima beauty lounge arabian ranches - How to cite aicpa code of professional conduct apa - Define 180 degree rule in film - Aussie pooch mobile canberra - I need 1000 words in ASSIGNMENT AND ADVANCED MANAGERIAL - Circuit with 2 batteries - Dr lash trials in tainted space - Non linear models in r - Nabr state of matter - Determine the internal resistance of the battery - Principles of distributed database systems exercise solutions - Pacific cataract and laser institute case study - Chapter 4 social responsibility of business and government answers - Python readlines vs readline - Lima beans and chorizo recipe adrian richardson - English composition - Intended only for brilliant answers - People like us david brooks - Woolworths credit card additional card holder - DISCUSSION ART HIST 2 - Types of feedback in communication process - PHILOSOPHCAL ORIENTATN TO EDUCATION FINAL PAPER - Beaten by a hair forensic files - Thor beating his anvil - Habit 6 synergize powerpoint - Is graffiti art or vandalism argument essay - A central element in the definition of english liberty was - Confirmation of enrolment unimelb - 75 egans road oakdale - Week 1 Discussion Board - Cesium bromide ionic compound - Star wars ccg a new hope card list - John mcphee the search for marvin gardens - Anne howard the patriot - Indexed sequential file organization - Sepsis picot question examples - Morrish's real discipline strengths and weaknesses - Chemistry mole conversions worksheet answers - The price of a cup of coffee - Http www wmfc org uploads generationaldifferenceschart pdf - Walnut tree cottage cley - INTERVIEW INVSTIGATION ---CJT202 ASSIGNMENT