Focusing on accuracy and trying not to fall behind are especially important for

QUESTION 1

1. Convergent thinking happens when you

Sift through ideas and narrow down to what works

Ponder a longstanding problem

Determine potential solutions

Let your mind wander in different directions

QUESTION 2

1. Answering an essay question is most like:

Vocabulary fill-in-the-blank questions

Using the Cornell system

Outlining a chapter

Writing a research paper

QUESTION 3

1. How many days do you have to resolve your delinquency before your loan officially defaults?

270 days

200 days

360

100 days

QUESTION 4

1. Which phrase is defined as a study tool that is a comprehensive and reduced summary of both class and text notes on the same topic?

Master note set

Brainstorming session

A mindmap

Problem solving

QUESTION 5

1. High levels of stress are a problem for many college students. Ways to manage stress include all of the following EXCEPT

Making healthful food choices

Exercising regularly

Meeting regularly with a counselor

Sleeping less than 7 hours a night

QUESTION 6

1. What is loan consolidation?

Combining multiple federal education loans into one loan.

Taking on more debt through loans

Asking the bank for a loan

How many classes you took at school

QUESTION 7

1. Rebecca gets intensely nervous speaking to instructors. Which approach is the best way for her to acknowledge and deal with her response?

Phone her instructors during office hours

Bring a friend with her

Don't talk to her instructors

Tell her instructor that she is nervous

QUESTION 8

1. "The more you use information in the days after you learn it, the more effectively you will anchor it in long-term memory."

True

False

QUESTION 9

1. The two main components of healthful eating are moderation and consumption.

True

False

QUESTION 10

1. Identify all the strategies that can help avoid procrastination.

Ask for help

Don't expect perfection

Set reasonable goals

Wait until you feel like getting started

QUESTION

1. Which type of financial aid does not need to be repaid?

FAFSA aid

Perkins Loan

Scholarships

Direct PLUS Loan

QUESTION 12

1. "Academic departments such as psychology, sociology, and nursing usually ask students to use the Modern Language Association (MLA) format when writing papers"

True

False

QUESTION 13

1. "Taking control of technology, dealing with internal distractions, and managing family obligations boost your ability to:"

Master course vocabulary

Review

Concentrate

Skim and scan

QUESTION 14

1. How long is a typical grace period after you leave school to begin loan repayment?

6 month period

8 month period

12 month period

2 month period

QUESTION 15

1. "Paula chooses to study at night, in the library, with a friend from class. Her study plan reflects which of the journalists' questions that can help define study strategies?"

"What, why and how"

"when, where, and who"

"Who, where, and how"

"What, when, and where"

QUESTION 16

1. "If you restate a quote in your own words but do not cite your source, you can be rightfully accused of "

Using the APA documentation style

Constructive criticism

Listing works cited

Plagiarism

QUESTION

1. One way to determine what is important to remember is to note information that sparks questions and surprises you as you read

True

False

QUESTION 18

1. "When managing stress, you can't always control what happens to you, you can control your responses "

True

False

QUESTION 19

1. "Other than being as prepared as you can for a test, how can you cope with test anxiety?"

Define a specific goal for this test and target any issue that may get in the way of achieving that goal

Maintain a constant high level of positive energy

Make an appointment to speak with your academic advisor

Know that your attitude indicates exactly how prepared your are

QUESTION 20

1. "Determining how much information you need, accessing useful information, and evaluating information and its sources are all important parts of "

Information Literacy

Cultural competence

Finding the best word to use for a sentence in an essay

Searching a library database

QUESTION 21

1. It is best not to look at your class notes until right before the final exam

True

False

QUESTION 22

1. "Examples of subjective questions where you must plan, organize, and write a response include:"

Essay

Fill-in-the-blank

Multiple choice

Matching

QUESTION 2

1. "Because not all sources are in digital format and the Internet often prioritizes current information over older information, it is wise when researching to"

Restrict your research to Internet only

Use several different search engines

Restrict your research to library only

Combine Internet and library research

QUESTION 24

1. "When you create acronyms, songs, or visual images to help you remember course material, you are using"

Analytical thinking

Mnemonic devices

List orders

SQ3R

QUESTION

1. Which factor is least likely to cause a memory problem?

Ineffective studying

Stress

A mnemonic device

Inadequate nutrition

QUESTION 26

1. "Research shows that memories are to some extent rebuilt each time they are remembered, and can be altered by environment or circumstances when they are rebuilt."

True

False

QUESTIO

1. "When you are using a keyword search, what are you most likely to be doing?"

Finding the best word to use for a sentence in an essay

Creating a resume

Scanning for a particular word in your reading materials

Searching a library database

QUESTION 28

1. Forbearance gives you the ability to postpone or reduce monthly payments sometimes for up to 12 months.

True

False

QUESTION 29

1. One of the most important benefits of note taking is that it encourages you to determine what is worth remembering

True

False

QUESTION 30

1. "After a stressful day at work, Sheila declined a party invitation to stay home, watch TV, and go to bed early. But she could not sleep. She tossed and turned, and thought about the party she missed. She wanted to decrease stress, but instead she added to her stress by losing sleep. Which prevention strategy should Sheila try tonight to avoid the same result?"

Invite a friend over for a relaxing evening

Take an over the counter medication to help her sleep

Go out to a party since she won't be able to sleep anyway

"Do yoga and deep breathing exercises, take a bath, read her textbooks and try again"

QUESTION 31

1. The themes around which social sciences texts are organized boost understanding by

Helping you stay focused and not fall asleep

Making it easier to write essays with related themes

"Providing ""umbrellas"" under which you can group ideas that you encounter"

Providing a road map for the vocabulary in the reading

QUESTION 32

1. Delinquency (when you miss a scheduled payment) occurs when you are more than 60 days late on your student loan payment

True

False

QUESTION 33

1. Which of the following is NOT an action verb usually seen on an essay test?

Justify

Criticize

Summarize

Make up

QUESTION 34

1. What is deferment?

When you don't make payments or are chronically late with them

Allows you to temporarily stop making your federal student loan payments

Asking a friend/family to make your payments

Increasing your monthly loan payment

QUESTION 35

1. Separating main points from unimportant details is a crucial step in determining what is most important to remember and study.

True

False

QUESTION 36

1. New neural pathways are created and strengthened when you:

Repeat and reinforce something new

Take risks

Repeat information you have known for a long time

Prune unused neurons

QUESTION 37

1. Focusing on accuracy and trying not to fall behind are especially important for

Math and science coursework

English literature coursework

Social science coursework

History coursework

QUESTION 38

1. """I before E, except after C, or when sounded like A, as in 'neighbor' or 'weigh' is an example of a mnemonic. What memory aid does this mnemonic use?"

Emotional connection

Visual images

Song or rhyme

QUESTION 39

1. "Actively pursuing academic goals in college improves executive function and is likely to build your ability to think analytically, creatively, and practically."

True

False

QUESTION 40

1. You can still use deferment or forbearance options after your loans are in default

True

False

QUESTION 41

1. "At moderate levels, stress can actually motivate you to perform well."

True

False

QUESTION 42

1. "You are using the CARS test for information quality to evaluate an online article. If you are examining the article to see if it is objective and moderate, which part of CARS are you evaluating?"

Accuracy

Credibility

Support

Reasonableness

QUESTION 43

1. Students only need to know how to critically evaluate online sources if they are going into a career in information technology.

True

False

QUESTION 44

1. "After your senses take in information, your brain moves the information that seems important into"

Long-term memory

Short term or working memory

Declarative or word-based memory

Sensory registers

QUESTION 45

1. When would be the best time for a student to change his or her original answer to a test question when the original answer was a guess?

When a student recalls information not previously considered

When a student sees that a classmate has selected another answer

"When a student feels there are not enough ""c"" answers"

"When a student realizes there are too many ""b"" answers"

QUESTION 46

1. "You are taking a course in anthropology, and your instructor brings up random topics and lectures in a disorganized fashion. Which might be the best note-taking strategy to use in this course?"

The Cornell system

An informal outline

A mindmap or think link

A formal outline

QUESTION 47

1. What is the longest period of time that a forbearance may be placed on your account at one time?

As many months as you want

6-months

12 months

4-months

QUESTION 48

1. Effective test preparation involves all of the following EXCEPT:

Pulling an all-nighter the night before the test

Actively reviewing the material on which you'll be tested

Conquering fears and learning from mistakes

Taking a pretest

QUESTION 49

1. An argument refers to a persuasive case that a writer makes to prove or disprove a point.

True

False

QUESTION 50

1. Which option will help a student use the chunking memory strategy most effectively?

A visual image

Limiting groups of items to 10 or fewer

Limiting groups of items to 20 or fewer

Putting items in pairs