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John and mary billings own a condominium

10/11/2021 Client: muhammad11 Deadline: 2 Day

Consumer Math Part 2

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Questions 1 to 20: Select the best answer to each question. Note that a question and its answers may be split across a page break, so be sure that you have seen the entire question and all the answers before choosing an answer.

1. Mary Palm's checking account had a starting balance of $785.63. She wrote a check for $57.00 for groceries and a check for $125.00 for a car payment. Yesterday she deposited $57.25 in her checking account. What is Mary's current balance?

A. $796.38

B. $554.26

C. $603.63

D. $660.88

2. Glenn Andrews recently bought a new motorbike for $3,950. If he had to pay 6 percent sales tax on the bike, what was the total cost of the bike?

A. $4,187

B. $3,713

C. $2,370

D. $4,010

3. How many feet are there in 24 yards?

A. 288

B. 2

C. 8

D. 72

4. Rob Polanski is a tractor salesman. Last week his total sales amounted to $38,642.00, and he received

$2,704.94 in commission. What is his rate of commission?

A. 8.4% B. 5.9% C. 7% D. 6%

5. Juan Ramirez sells suits in a major department store on weekends. He earns a commission of 5 percent on the first ten suits, and if he sells more than ten, he earns an additional 3 percent on the additional suits. Last weekend Juan sold thirteen $250 suits. What was his commission?

A. $147.50

B. $260.00

6. Henry Devine bought a new dishwasher for $320. He paid $20 down and made 10 monthly payments of

$34. What actual yearly interest rate did Henry pay?

A. 14.55

B. 29.09

C. 68.75

D. 34.38

7. John and Mary Billings own a condominium with an assessed value of $110,000. If the tax rate is 25 mills per $1.00 of assessed valuation, how much tax do they pay?

A. $1,420

B. $1,840

C. $2,750

D. $1,200

8. Eliza Savage received a statement from her bank showing a checking account balance of $324.18 as of January 18. Her own checkbook shows a balance of $487.38 as of January 29. The bank returned all of the cancelled checks but three. The amounts of these three checks are $15.00, $77.49, and $124.28. How much did Eliza deposit in her account between January 18 and January 29?

A. $201.12

B. $54.44

C. $197.24

D. $379.97

9. Victor Malaba has a net income of $1,240 per month. If he spends $150 on food, $244 on a car payment, $300 on rent, and $50 on savings, what percent of his net income can he spend on other things?

A. 64 percent B. 300 percent C. 40 percent D. 43 percent

10. The gross income of David Vaughn is $785 per week. His deductions are $42.25, FICA tax; $90.33, income tax; 2% state tax; 1% city tax; and 3% retirement fund. What is his net income for one week?

A. $749.77

B. $675.32

C. $605.32

D. $628.77

C. $210.40

D. $185.00

11. Alice Correa bought three yards of cloth to make a dress. The cloth was on sale for $1.93 per yard. How much did Alice pay for the cloth if the sales tax was 5 percent?

A. $5.82

B. $5.79

12. Carlos Martin received a statement from his bank showing a balance of $56.75 as of March 15th. His checkbook shows a balance of $87.37 as of March 20. The bank returned all the cancelled checks but two. One check was for $5.00 and the other was for $13.25. How much did Carlos deposit in his account between the March 15 and the March 20?

A. $11.22

B. $48.87

C. $162.37

D. $125.87

13. Suppose your bank honors a check for which you don't have sufficient funds in your checking account. This action means that you've arranged beforehand for a/an

A. personal loan. B. overdraft loan. C. mortgage loan. D. installment loan.

14. The tax rate on Harriet Walker's $80,000 vacation home is 20 mills. The property is assessed at full value. How much will Harriet Walker pay in taxes this year?

A. $2,000

B. $640

C. $1,600

D. $440

15. The letter of application is intended to

A. find out what the prospective employer has to offer.

B. accompany your portfolio.

C. remind the prospective employer of your recent interview.

D. outline your value to a prospective employer.

16. From net earnings of $740 per month, Ginger Elliott must spend $200 for her portion of the rent on an apartment she shares with two friends. What percent of her net income is her rent payment?

A. 32 percent B. 38 percent C. 27 percent D. 73 percent

17. Jim paddles from one shore of a lake three miles wide at 4 mph, and John paddles from the opposite shore at 5 mph. How long will they travel before they meet?

A. 3 hours

C. $6.08

D. $2.02

B. 27 minutes

C. 1 hour, 24 minutes

D. 20 minutes

18. Jan Quint earns $7.00 an hour at her job and is entitled to time-and-a-half for overtime, and double time on holidays. Last week she worked 40 hours of regular time, 9 hours of overtime, and 12 hours of holiday time. How much did she earn last week?

A. $524.50

B. $542.50

C. $348.75

D. $532.00

19. John Davis makes $9.75 an hour. He works four hours on Monday, six hours on Tuesday, five hours on Wednesday, five hours on Thursday, and seven hours on Friday. What is his gross pay?

A. $269.98

B. $174.20

C. $132.70

D. $263.25

20. The gross income of Ginger Hughes is $215 per week. Her deductions are: $15.16, FICA tax; $29.33, income tax; 2% state tax; 1% city tax; and 3% retirement fund. What is her net income?

A. $170.51

B. $157.61

C. $57.39

D. $202.10

End of exam

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