Loading...

Messages

Proposals

Stuck in your homework and missing deadline? Get urgent help in $10/Page with 24 hours deadline

Get Urgent Writing Help In Your Essays, Assignments, Homeworks, Dissertation, Thesis Or Coursework & Achieve A+ Grades.

Privacy Guaranteed - 100% Plagiarism Free Writing - Free Turnitin Report - Professional And Experienced Writers - 24/7 Online Support

Seaway national bank chicago il

19/11/2021 Client: muhammad11 Deadline: 2 Day

Decision Tree

A clear description of the structure and purpose of the decision tree model that you choose.

Bank failures in the future are the leading debate in the United States. The failure will lead to the closure of many saving and withdrawal banks in the US that depend on the US government to protect customer data against breaches and hacking confidential information. A financial crisis is looming in the United States when the banks fail to employ proper strategic measures to protect their clients. In recent studies, the financial predicament has hit the US from 2001 up-to-date (FDIC, 2020). The issue has raised controversies concerning banks' effectiveness and the security of depositors in the investment industry. The problem of analyzing, identifying preventive measures of bank failures, restoring client trust, productivity, and improving the banking industry's performance has become one of the hot topics in the US with numerous unresolved cases of bank failures.

Tackling the menace requires the ICT department to formulate measures that include using a tree decision model that states the underlying causes of bank failures within the investment industry. The Data Envelopment Analysis (DEA), Decision Tree Algorithms, and Federal Deposit Insurance Corporation (FDIC) are some of the decision tree models an IT expert can use to protect vulnerabilities, which cause bank failures (Appiahene et al., 2020). In collaboration with the FDIC, the DEA has established parameters in the works as effective methods to increase bank proficiency and performance. The FDIC has clearly stated the list of banks that closed due to bank failures. The combination of the FDIC and the DEA aims to analyze bank failures and several ways of increasing the cybersecurity of individual data in the US's banking industry (FDIC, 2020). After comparing the outcomes of the research form the DEA, the findings suggested that the DT decision model tree and its C5.0 algorithms provide an exceptional predictive model of bank failures. However, the FDIC decision model tree is the best model for analyzing risks in bank failures. The FDIC's primary purpose is to hold information concerning the number of banks/ financial institutions that failed in the past. The FDIC is a government entity and has credible data about banks that cannot carry out their duties because of data insecurity or lack of Cybersecurity (FDIC, 2020). Additionally, the FDIC ensures that its information is easily accessible by any IT expert who wants to analyze threats that cause bank failures. Documentation refers to potential complications in the analysis process, in an outline or bulleted format. This should be clear, concise, and thorough.

Potential challenges exist in the analysis processes. After the Great Recession, regulators and IT experts continue to face challenges in repairing a financial system and paving the way for frameworks that help control and prevent bank failures. The implementation and ongoing refinement of improvements occupy a major challenge to both investors and supervisors to assure the public about their data and money's cybersecurity. The continuation of developing macroprudential frameworks in the US remains an impossible mission up-to-date. It implies that the supervisor must continue assessing individual bank threats, which is a problematic complication affected by monetary policy, economic drivers, and technology advancement.

First, the low-interest rate is a significant complication in the establishment of bank failures in the US. The presence of monetary policies that aid economic growth and the persistence of low-interest rates since 2001 has negatively affected bank productivity. The banks should establish proper strategies that monitor money spending during economic decline (Christodoulakis, 2015). When it fails to have software that stimulates such expenditures, customers might spend more, which leads to the pumping of more money in the market. The primary obligation of software is to control the circulation of money. The current economic environment saw before this complication and weakened the demand for loans. This complication affects the net interest margins of the bank. Second, rapid change landscape for lending and payments mechanisms.

An individual can refer to this complication as a disruptive technology. The technology change may negatively or positively influence bank productivity in monitoring vulnerabilities that cause bank failures in the United States (Appiahene et al., 2020). Sometimes the advancement of technology might enhance productivity and efficacy across all bank industries and financial institutions even if it affects existing banks. In the banking industry, the rise of technology, such as cybersecurity, challenges existing banks that lack competent IT departments that deal with banks' confidential information for lending and payment models (Garg et al., 2018). The existence of online and mobile banking methods promotes efficient and easy ways for consumers to access banking services at no cost. However, it is costly to design, implement, and protect consumers' privacy data who prefer using such platforms to transact money in small banks. As a result, most clients complain about the presence of fraudsters in online services who use hacking methods to steal money from people (Garg et al., 2018). Such acts may cause small banks to fail since many customers will shun from using their services because of a lack of advanced technology that protects clients from hackers. An evaluation of the model results includes a discussion of whether or not the results are reasonable and the model is accurate, whether or not there are elements that are not present or needlessly present, and any errors that may be present.

The results are reasonable and accurate since the information held by the FDIC is compatible and successful. The FDIC website has quarterly banking profiles that provide an inclusive summary of FDIC-insured banks' financial results (FDIC, 2020). Such graphical information about the FDIC model makes it a viable source of data needed in the research. Additionally, the FDIC is a hundred percent accurate in predicting bank failures from 2001 up-to-date because of technological advancement. The data provides varying information on the financial industry in the US applied to predict bank failures. The only error in the model is the lack of proof about the causes of bank failures in the US, whether it is through cyber insecurity or hacking of individual accounts.

References

Appiahene, P et al. (2020). Predicting bank operational efficiency using machine learning

algorithm: Comparative study of decision tree, random forest, and neural networks.

Advances in Fuzzy Systems, 20(1), p. 1-12. doi.org/10.1155/2020/8581202

Christodoulakis, N. (2015). How crises shaped economic ideas and policies: Wiser after

the events? Springer.

Federal Deposit Insurance Corporation. (2020). Failed bank list. FDIC,

https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/

Garg, N. et al. (2018). Towards the impact of hacking on cyber security. IIOAB Journal , 9(2), p. 61-77.

Homework is Completed By:

Writer Writer Name Amount Client Comments & Rating
Instant Homework Helper

ONLINE

Instant Homework Helper

$36

She helped me in last minute in a very reasonable price. She is a lifesaver, I got A+ grade in my homework, I will surely hire her again for my next assignments, Thumbs Up!

Order & Get This Solution Within 3 Hours in $25/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 3 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

Order & Get This Solution Within 6 Hours in $20/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 6 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

Order & Get This Solution Within 12 Hours in $15/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 12 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

6 writers have sent their proposals to do this homework:

Fatimah Syeda
Financial Analyst
Engineering Mentor
Pro Writer
Unique Academic Solutions
Professor Smith
Writer Writer Name Offer Chat
Fatimah Syeda

ONLINE

Fatimah Syeda

I am a professional and experienced writer and I have written research reports, proposals, essays, thesis and dissertations on a variety of topics.

$19 Chat With Writer
Financial Analyst

ONLINE

Financial Analyst

I am an academic and research writer with having an MBA degree in business and finance. I have written many business reports on several topics and am well aware of all academic referencing styles.

$26 Chat With Writer
Engineering Mentor

ONLINE

Engineering Mentor

I will be delighted to work on your project. As an experienced writer, I can provide you top quality, well researched, concise and error-free work within your provided deadline at very reasonable prices.

$27 Chat With Writer
Pro Writer

ONLINE

Pro Writer

I reckon that I can perfectly carry this project for you! I am a research writer and have been writing academic papers, business reports, plans, literature review, reports and others for the past 1 decade.

$38 Chat With Writer
Unique Academic Solutions

ONLINE

Unique Academic Solutions

This project is my strength and I can fulfill your requirements properly within your given deadline. I always give plagiarism-free work to my clients at very competitive prices.

$24 Chat With Writer
Professor Smith

ONLINE

Professor Smith

I am an academic and research writer with having an MBA degree in business and finance. I have written many business reports on several topics and am well aware of all academic referencing styles.

$47 Chat With Writer

Let our expert academic writers to help you in achieving a+ grades in your homework, assignment, quiz or exam.

Similar Homework Questions

Qml seminal fluid collection - Porsche the cayenne launch case study - Assignment Overview - Coca cola inputs transformation process and outputs - Cisco mx300 user guide - Deakin university computer science - Luminol can be used at crime scenes to - How information technology impacts family eldercare and parenting issues - Module Peer Discussions - Bus w8 assignment - Suppose that the demand and supply schedules for rental - Website using notepad - Bill gates as a transactional leader - Half bridge isolated dc dc converter - The steamie play glasgow - Diet coke and mentos rocket car - Ssca group of schools - Case Study 2 - Musing - Electronic Health Record/Health care IT - Frito lay crunch tators wikipedia - Neway suspension parts breakdown - Research Paper and Works Cited Page Draft Instructions - How to write clincher - Diagnostic radiology job description - Nonpf core competencies apa citation - Looking for trouble finding your way into a writing assignment - Helping skills facilitating exploration insight and action 4th edition - Anthrax bomb brave new world - Coventry university lost property - If talia is hired as a manager at an mnc, what can she can expect? check all that apply. - Psychiatric - Conflict of interest management plan template - Density of water at 4 degrees celsius in kg m3 - +91-8306951337 love marriage specialist astrologer IN Allahabad - Process financial transactions and extract interim reports pdf - What is the slope of velocity vs time graph - Dan murphy german beer - Havisham carol ann duffy - A software development firm has witnessed - Ambulance stretcher dimensions australia - Baby bunting hoppers crossing car seat fitting - Keep it simple science - WEEK V PT1A - Homeworks bright 9 led push light - Aeroquip 303 hose fittings - Social work cover letter - Curtin specialist mentoring program - Battered woman syndrome cases australia - Juvenile justice a guide to theory policy and practice - Overhead ground wire lightning protection - Om explorer process chart solver - Ncsbn pearson vue login - Everflo pump not working - Week 7 quiz - financial responsibility answers - Uber case study questions and answers - Features of dystopian literature - Nursing practicum personal objectives - 32 tom packer drive athelstone - Classic books public domain - Monash hurdle requirement 2021 - International Marketing Research - Axon body 2 for sale - Guyuk khan letter to pope - Trial and improvement calculator - Copyright 2015 2019 clout pay pty ltd all rights reserved - The black cat study questions - Thirty is not the new twenty - Paper: HAS THE NEW TECHNOLOGY HELPED OR HURT GLOBAL PROBLEMS - Clean energy regulator stc - Ethical lens inventory blind spot - Chcece003 assessment answer - Homework - EH FP - Biblical name meaning hairy crossword clue - IOM Future of Nursing Report and Nursing - Few paragraphs - The ultimate anabolic cookbook 2.0 free - Kim williams kathy lette - Week 3 Discussion - Nouns verbs adjectives and adverbs - Hagesandros polydoros and athanadoros - Freedom on my mind book - Have smartphones destroyed a generation summary - Electrical risk assessment template word - Chapter 8 activity 8.1 test your management iq - Instructional strategies for ells pre emergent instructional strategies - Runner's world issue 3 2019 - W2 assignment - Practical Excersice Power Point - Topic sentence - Horizontal linkages in organisation chart indicate - Zinc and hydrochloric acid lab - Selectively reflective and inconsistently fair describe which level of thinking - Paper - ¡a ver, chicas! éstos son los planes para mañana. presten atención porque no quiero - Lesson 1 history and heroes witches and warriors - Speech for vice captain - The need for more than justice annette baier pdf - Cyber Security planning&mgmt Final project