Loading...

Messages

Proposals

Stuck in your homework and missing deadline? Get urgent help in $10/Page with 24 hours deadline

Get Urgent Writing Help In Your Essays, Assignments, Homeworks, Dissertation, Thesis Or Coursework & Achieve A+ Grades.

Privacy Guaranteed - 100% Plagiarism Free Writing - Free Turnitin Report - Professional And Experienced Writers - 24/7 Online Support

South valley bank cave junction

18/11/2021 Client: muhammad11 Deadline: 2 Day

Decision Tree

A clear description of the structure and purpose of the decision tree model that you choose.

Bank failures in the future are the leading debate in the United States. The failure will lead to the closure of many saving and withdrawal banks in the US that depend on the US government to protect customer data against breaches and hacking confidential information. A financial crisis is looming in the United States when the banks fail to employ proper strategic measures to protect their clients. In recent studies, the financial predicament has hit the US from 2001 up-to-date (FDIC, 2020). The issue has raised controversies concerning banks' effectiveness and the security of depositors in the investment industry. The problem of analyzing, identifying preventive measures of bank failures, restoring client trust, productivity, and improving the banking industry's performance has become one of the hot topics in the US with numerous unresolved cases of bank failures.

Tackling the menace requires the ICT department to formulate measures that include using a tree decision model that states the underlying causes of bank failures within the investment industry. The Data Envelopment Analysis (DEA), Decision Tree Algorithms, and Federal Deposit Insurance Corporation (FDIC) are some of the decision tree models an IT expert can use to protect vulnerabilities, which cause bank failures (Appiahene et al., 2020). In collaboration with the FDIC, the DEA has established parameters in the works as effective methods to increase bank proficiency and performance. The FDIC has clearly stated the list of banks that closed due to bank failures. The combination of the FDIC and the DEA aims to analyze bank failures and several ways of increasing the cybersecurity of individual data in the US's banking industry (FDIC, 2020). After comparing the outcomes of the research form the DEA, the findings suggested that the DT decision model tree and its C5.0 algorithms provide an exceptional predictive model of bank failures. However, the FDIC decision model tree is the best model for analyzing risks in bank failures. The FDIC's primary purpose is to hold information concerning the number of banks/ financial institutions that failed in the past. The FDIC is a government entity and has credible data about banks that cannot carry out their duties because of data insecurity or lack of Cybersecurity (FDIC, 2020). Additionally, the FDIC ensures that its information is easily accessible by any IT expert who wants to analyze threats that cause bank failures. Documentation refers to potential complications in the analysis process, in an outline or bulleted format. This should be clear, concise, and thorough.

Potential challenges exist in the analysis processes. After the Great Recession, regulators and IT experts continue to face challenges in repairing a financial system and paving the way for frameworks that help control and prevent bank failures. The implementation and ongoing refinement of improvements occupy a major challenge to both investors and supervisors to assure the public about their data and money's cybersecurity. The continuation of developing macroprudential frameworks in the US remains an impossible mission up-to-date. It implies that the supervisor must continue assessing individual bank threats, which is a problematic complication affected by monetary policy, economic drivers, and technology advancement.

First, the low-interest rate is a significant complication in the establishment of bank failures in the US. The presence of monetary policies that aid economic growth and the persistence of low-interest rates since 2001 has negatively affected bank productivity. The banks should establish proper strategies that monitor money spending during economic decline (Christodoulakis, 2015). When it fails to have software that stimulates such expenditures, customers might spend more, which leads to the pumping of more money in the market. The primary obligation of software is to control the circulation of money. The current economic environment saw before this complication and weakened the demand for loans. This complication affects the net interest margins of the bank. Second, rapid change landscape for lending and payments mechanisms.

An individual can refer to this complication as a disruptive technology. The technology change may negatively or positively influence bank productivity in monitoring vulnerabilities that cause bank failures in the United States (Appiahene et al., 2020). Sometimes the advancement of technology might enhance productivity and efficacy across all bank industries and financial institutions even if it affects existing banks. In the banking industry, the rise of technology, such as cybersecurity, challenges existing banks that lack competent IT departments that deal with banks' confidential information for lending and payment models (Garg et al., 2018). The existence of online and mobile banking methods promotes efficient and easy ways for consumers to access banking services at no cost. However, it is costly to design, implement, and protect consumers' privacy data who prefer using such platforms to transact money in small banks. As a result, most clients complain about the presence of fraudsters in online services who use hacking methods to steal money from people (Garg et al., 2018). Such acts may cause small banks to fail since many customers will shun from using their services because of a lack of advanced technology that protects clients from hackers. An evaluation of the model results includes a discussion of whether or not the results are reasonable and the model is accurate, whether or not there are elements that are not present or needlessly present, and any errors that may be present.

The results are reasonable and accurate since the information held by the FDIC is compatible and successful. The FDIC website has quarterly banking profiles that provide an inclusive summary of FDIC-insured banks' financial results (FDIC, 2020). Such graphical information about the FDIC model makes it a viable source of data needed in the research. Additionally, the FDIC is a hundred percent accurate in predicting bank failures from 2001 up-to-date because of technological advancement. The data provides varying information on the financial industry in the US applied to predict bank failures. The only error in the model is the lack of proof about the causes of bank failures in the US, whether it is through cyber insecurity or hacking of individual accounts.

References

Appiahene, P et al. (2020). Predicting bank operational efficiency using machine learning

algorithm: Comparative study of decision tree, random forest, and neural networks.

Advances in Fuzzy Systems, 20(1), p. 1-12. doi.org/10.1155/2020/8581202

Christodoulakis, N. (2015). How crises shaped economic ideas and policies: Wiser after

the events? Springer.

Federal Deposit Insurance Corporation. (2020). Failed bank list. FDIC,

https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/

Garg, N. et al. (2018). Towards the impact of hacking on cyber security. IIOAB Journal , 9(2), p. 61-77.

Homework is Completed By:

Writer Writer Name Amount Client Comments & Rating
Instant Homework Helper

ONLINE

Instant Homework Helper

$36

She helped me in last minute in a very reasonable price. She is a lifesaver, I got A+ grade in my homework, I will surely hire her again for my next assignments, Thumbs Up!

Order & Get This Solution Within 3 Hours in $25/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 3 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

Order & Get This Solution Within 6 Hours in $20/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 6 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

Order & Get This Solution Within 12 Hours in $15/Page

Custom Original Solution And Get A+ Grades

  • 100% Plagiarism Free
  • Proper APA/MLA/Harvard Referencing
  • Delivery in 12 Hours After Placing Order
  • Free Turnitin Report
  • Unlimited Revisions
  • Privacy Guaranteed

6 writers have sent their proposals to do this homework:

Top Class Engineers
Top Grade Essay
Top Academic Guru
Instant Homework Helper
Engineering Guru
Smart Accountants
Writer Writer Name Offer Chat
Top Class Engineers

ONLINE

Top Class Engineers

Being a Ph.D. in the Business field, I have been doing academic writing for the past 7 years and have a good command over writing research papers, essay, dissertations and all kinds of academic writing and proofreading.

$50 Chat With Writer
Top Grade Essay

ONLINE

Top Grade Essay

Being a Ph.D. in the Business field, I have been doing academic writing for the past 7 years and have a good command over writing research papers, essay, dissertations and all kinds of academic writing and proofreading.

$26 Chat With Writer
Top Academic Guru

ONLINE

Top Academic Guru

I have worked on wide variety of research papers including; Analytical research paper, Argumentative research paper, Interpretative research, experimental research etc.

$28 Chat With Writer
Instant Homework Helper

ONLINE

Instant Homework Helper

I will provide you with the well organized and well research papers from different primary and secondary sources will write the content that will support your points.

$43 Chat With Writer
Engineering Guru

ONLINE

Engineering Guru

I have read your project description carefully and you will get plagiarism free writing according to your requirements. Thank You

$21 Chat With Writer
Smart Accountants

ONLINE

Smart Accountants

I will be delighted to work on your project. As an experienced writer, I can provide you top quality, well researched, concise and error-free work within your provided deadline at very reasonable prices.

$26 Chat With Writer

Let our expert academic writers to help you in achieving a+ grades in your homework, assignment, quiz or exam.

Similar Homework Questions

Ent outpatients victoria hospital kirkcaldy - Warlow v harrison case brief - Research Paper - Helping process in social work - Voltmeter and ammeter lab report - Heineken bcg matrix - Why are patients with pheochromocytoma often hyperglycemic - Break even sales under present and proposed conditions - Student health service unimelb - What is a concordant coastline - Lucy's underground she's got a mouth to feed - Which conditions are best served by proper breathing exercises - Bruno father boy striped pyjamas - Data mining assignment - Common barriers to effective listening - Assignment - Analysis of covariance spss - Robin hood case study swot analysis - David neale uc davis - Balanced chemical equation for khp and naoh - 600 words statistics math questions. Due in 3hrs. Statistics for Nursing Research - Psa assignment high school - Reading Recommendations - Aubin grove train station - Hutton v west cork railway summary - Word chapter 2 formatting and customizing documents - Child initiated play benefits - Estudent macquarie university login - People spend more time __________ than in any other communication activity. - Frequency in digital marketing - Outdoor furniture factory west gosford - Http www ushistory org documents amendments htm - BU204 Assignment 7 - Sociology - Two way frequency tables algebra 1 - Grant v australian knitting mills - Research paper - How to calculate absolute deviation in chemistry - Paper size dimensions chart - Rolling sphere lightning protection - Bedford council tax number - Www jessopmedicalpractice co uk - How to create an ipo chart for c++ - Titration of ascorbic acid with iodine - The term assimilation is defined by the text as - Chapter 6: Article Review CCJ4450 - How does vsepr affect the shape of molecules - Secure parking emirates house - Msf uk london office - They say i say 2015 - Raymor amethyst counter top basin - Commonwealth bank eftpos help - Biz cafe simulation answers - Super channel bender for sale - Nutrition 111 ONline course - Digital image processing solution manual - Best interest obligations fofa - How do you measure success essay - Hnc lewis dot structure - Models used for multigenerational family health histories - Reply to my peer - In flanders fields poetic techniques - Enterprise Risk Management - Secondary sector definition geography - Beautiful bags case study solution - Body part in french - Research of nursing - Business & Society Discussion - 3 pickup wiring diagram - Budgeting and control - Week 1 Project Disease Management - Interpreting the radial probability distribution of an orbital - MKTG201 Week 5 Assignment 5 - This is our story book review - Home depot in china case study - Duggins veterinary supplies can issue - Behavior management role play scenarios - Palo alto user id agent configuration - Discussion w4 635 - CMST 303 - Cargill salt freedom ok - Disadvantages of interval training - Oral b teeth whitening strips woolworths - Alpha phi omega burn - Positive 100 work response with three ref. due today at 10:00pm - Hrm 531 final exam answers free - Iddp structured thinking process - Lack of objectivity in performance appraisal - Shadow health focused assessment cough - Lpab exam time table - Cryptography - Ida sidha karya company is a family - Kent state cisco vpn - Celf 5 core language subtests 9 21 - Tommy the clown movie - Muscular rheumatism crossword clue - City of casey email - In bennis's definition of leadership the word subordinate seems to - IP2 - Cultivating customers the social way