Strengths of the affordable care act

Discuss How Your State Is Enacting The Affordable Care Act (ACA).Discuss How Your State Is Enacting The Affordable Care Act (ACA).

HOW FLORIDA STATE IS ENACTING THE AFFORTABLE CARE ACT 2

How Florida State Is Enacting the Affordable Care Act (ACA)

Rose Sejour

Purdue Global University

06/17/2019

The Strengths of the Affordable Care Act in Florida

There has been an introduction of subsidies in healthcare in Florida, and this is courtesy of the Affordable Care Act. Subsidies in the field basically makes buying of health insurance less expensive for people who live in Florida who are eligible for the subsidies. (The United States Supreme Court also ordered for the implementation of 80/20 rule in all the states, including Florida. The ruling implies the 80 percent of the premium dollars and individual from Florida spend on healthcare instead of spending on the administrative costs. Another strength of Obamacare is that Medicaid is at the moment more inclusive for many citizens in the state. Medicaid coverage currently comprises of uninsured Americans under 138% of the poverty level.) NEED CITATION SINCE YOU ARE USING FACT. Comment by McLean, Terry: Read carefully to find errors such as this field Comment by McLean, Terry: You can write out numbers over 10 as numerals

The state has also made it easier for the dependents to stay longer under their parents’ healthcare plan. Some of the youths may be under the medical cover of their parents up to the age of 26 years old. Lastly, Florida state has also implemented the act such that there are no preexisting denials or surprise cancellations of a plan in the healthcare system. Insurance firms lacks the mandate of cancelling the policy due to an applicant’s mistake during the application process (Rozensky, 2014).

The Weaknesses of the Affordable Care Act in Florida

Despite the fact that the Affordable Care Act has had a lot of strengths in Florida, there are also some weaknesses experienced. The healthcare cost has not decreased for every individual. A number of private plans had to be cancelled since they did not comply with the requirements of Obamacare in the state (Barakat et al., 2017). Those individuals that were negatively affected (from this mess were (The tone is not academic) forced to stop and adopt a new health insurance making them to pay more for a plan which includes benefits like maternity care that may not be their preference. Secondly, shopping for coverage might be complicated to some level. With some confusion that surrounds the rollout of the Obamacare and the market place, more alternatives to decide on, difficulties with the websites and limited enrollment periods, shopping for health coverage may be complicated to some level. Comment by McLean, Terry: The tone is not academic.

Moreover, those citizens who are not insured might be faced with huge tax penalties. It is quite unfortunate that Florida dwellers are only able to see these huge amounts of tax penalties while filing annual taxes. Lastly, a number of insurance companies made their provider networks of reduced in an effort to reduce costs while implementing the Obamacare requirements. The situations made healthcare consumers in Florida to have fewer providers who are in a shrinking network (Barakat et al., 2017).

The Impact of the Florida’s’ Approach to ACA on All Stakeholders, Both Providers and Consumers

The Affordable Care Act, (ACA) is also called the Obamacare. ACA has been a debate for many policymakers, politicians and other stakeholders (French, et al., 2016). The ACT was signed into law by the then president Barack Obama in the year 2010. Just like in many other U.S. states, Florida has been on the forefront of implementing Affordable Care Act. The act expedites the acquisition of health insurance via a system of health insurance exchanges, subsidies and tax credits. Florida is among the states that were needed to increase worthiness for the Medicaid under ACA, a ruling by which was made by the United States Supreme Court in the year 2012(This will need a citation). The ruling made the Medicaid voluntary for every state. There are many strengths and weaknesses of Obamacare. Comment by McLean, Terry: Put (ACA) Comment by McLean, Terry: This will need a citation.

The law needs insurers to cover the healthcare services within an ordinary set of benefits and forbids denials of insurance coverage founded on the preexisting conditions (sentence unclear. What do you mean). Under the law, every person in the U.S. need to acquire health insurance. Between the year 2013 and 2016, the total number of individuals who were not insured in Florida declined by 34%. Close to 1.4 million people in Florida had been enrolled in the healthcare plans delivered via health insurance exchange in the year 2017 (Sommers et al., 2018) List all five the first time By May in 2017, admission in Medicaid had gone up to 4.3 million. The researchers found out that between the years 2016 and 2017, the average monthly premiums for benchmark plans on the exchange of Florida had to upsurge by an average of 17%, to $306 from $262 in Miami market. (Need citation since it involved Fact) Comment by McLean, Terry: A citation is needed. Comment by McLean, Terry: List all five the first time.

The Affordable Care Act has expanded Americans’ access to healthcare in Florida. Many citizens in America have been insured since the state of the policy (This is not clear) and some of them have been changing the source of healthcare insurance depending on the benefits they have experienced over time. These changes have had a significant impact on the healthcare spending of the consumer as a stakeholder in the area (Hernandez et al., 2014) There are five authors so list them all the first time. The law has also made many Americans to be able to access the healthcare services since they are affordable to them. However, escalation of the healthcare costs presents an important weight for Americans in Florida. On the other hand, healthcare providers have been forced to adapt to the augmented demand for services as a result of the Affordable Care Act. The Florida’s government responded to this through employing more workers, depending more on progressive practice clinicians. They responded by hiring more staff, relying more on advanced practice clinicians, and expanding facilities and expanding hours and facilities. In spite of the escalation in the provider capacity, nonetheless, there are areas of unmet need and untiring proficient staff deficiencies which were worsened by the Affordable Care Act’s coverage expansions (Dolgin & Dietrich, 2011). Comment by McLean, Terry: This is not clear. Comment by McLean, Terry: There are five authors so list them all the first time.

References

Barakat, M. T., Mithal, A., Huang, R. J., Mithal, A., Sehgal, A., Banerjee, S., & Singh, G. (2017). Affordable Care Act and healthcare delivery: A comparison of California and Florida hospitals and emergency departments. PloS one, 12(8), e0182346.

Dolgin, J. L., & Dietrich, K. R. (2011). Social and legal debate about the affordable care act. UMKC L. Rev., 80, 45.

French, M. T., Homer, J., Gumus, G., & Hickling, L. (2016). Key provisions of the Patient Protection and Affordable Care Act (ACA): a systematic review and presentation of early research findings. Health services research, 51(5), 1735-1771.

Hernandez-Boussard, T., Burns, C. S., Wang, N. E., Baker, L. C. & Goldstein, B. A. (2014). The Affordable Care Act reduces emergency department use by young adults: evidence from three states. Health Affairs, 33(9), 1648-1654.

Rozensky, R. H. (2014). Implications of the Affordable Care Act for education and training in professional psychology. Training and Education in Professional Psychology, 8(2), 83.

Sommers, B. D., Buchmueller, T., Decker, S. L., Carey, C., & Kronick, R. (2012). The Affordable Care Act has led to significant gains in health insurance and access to care for young adults. Health affairs, 32(1), 165-174.