Spectera exxonmobil vision plan

Many of the benefits and programs described herein are governed under law by formal Plan documents. If there is any discrepancy between the information provided in this brochure and the formal Plan documents, the Plan documents control. Exxon Mobil Corporation, also referred to as “ExxonMobil” or the “Company”) reserves the right to amend, suspend or terminate any or all of its benefit plans and programs at any time.

Policies, guidelines and programs discussed herein do not constitute a contract or terms of employment between ExxonMobil and its employees. ExxonMobil reserves the right to revise, change, or terminate any or all provisions of these policies, guidelines, or programs from time to time, with or without notice.

We take pride in the benefits provided to employees of ExxonMobil and its affiliated companies. Our comprehensive benefit program enjoys an enviable position of competitive leadership within our principal business segments.

This booklet provides a brief summary of the primary benefit plans and programs available to most employees joining ExxonMobil in the United States.

Our benefits are intended to help achieve our business objectives by attracting and retaining top-quality employees. Our plans are designed to be responsive to the needs of most employees, as well as cost-effective and affordable. They also reflect a belief that employees share responsibility with the company for building financial security for themselves and their families during employment and retirement by using the plans in ways that best fit their personal situations.

If you have questions, please let us know how we can assist you as you evaluate the benefits and programs described in this booklet. Summary plan descriptions are available online for each major plan at www.exxonmobilfamily.com.

Thank you for your interest in ExxonMobil.

Introduction

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Savings Plan

The Savings Plan provides you a tax-favored way to save for the long term because it contains a 401(k) feature and permits the deferral of taxes on earnings. As you contribute to the Savings Plan, the Company also contrib- utes, thus providing a valuable financial benefit that is also tax-deferred.

As a regular employee, you are eligible to participate in the Savings Plan immediately upon employment.

If you contribute 6 to 20 percent of your pay, you will receive a company match of 7 percent of your pay. Federal law and plan rules limit the total amount you and the company may contribute each year to your Savings Plan account.

In addition, if you have an account in an eligible plan of a former employer, you may be eligible to roll over a distribution from that account to the Savings Plan.

Investment Options You may invest the assets in your Savings Plan account in one or a combination of the following investment options:

• Common Assets. The Common Assets fund is a short- to medium-term fixed income fund invested in high quality fixed income securities. The fund is invested primarily in U.S. government issued Series 1 (inflation adjusted) and Series EE (fixed rate) Savings Bonds. Other holdings include U.S. government agency securities, corporate/bank securities, and other high quality obligations.

• Equity Units. Equity Units represent an interest in a fund managed to closely approximate the total rate of return and characteristics of the Standard & Poor’s 500 Index. This index is composed of 500 mostly large-capitalization stocks weighted by market value.

• Extended Market Units. Extended Market Units represent an interest in an index fund managed to closely approximate the total rate of return of the Dow Jones U.S. Completion Total Stock Market Index. This index is composed of approximately 3000 U.S. stocks not included in the S&P 500, weighted by market value.

• International Equity Units. International Equity Units represent an interest in an index fund that invests in approximately 3500 equity securities in 23 developed countries outside North America.

• Bond Units. Bond Units represent an interest in an index fund based on a broad range of publicly traded, investment grade U.S. bonds.

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If you contribute at least 6 percent of your pay, you will receive a company match of 7 percent of your pay.

• Balanced Fund Units. Balanced Fund Units are designed to achieve broad diversification by spreading each dollar invested among four different index funds including domestic and international stocks and U.S. bonds.

• ExxonMobil Stock. Stock of Exxon Mobil Corporation represents an ownership interest in Exxon Mobil Corporation.

Selling and Purchasing Investment Options You can change the way your account is invested by selling and/or purchasing shares or units of each investment option up to twice a calendar month.

Dividends You may withdraw dividends paid on shares of ExxonMobil stock before they are reinvested in your account.